Do you need money for many reasons ? Looking for business loans guide? For a business owner with a realistic vision and understanding of where their business stands, securing a commercial real estate loan is possible. Business owners should also plan to do their due diligence and research by looking at different lenders to see how they fit their unique needs. After a thorough review of the lenders and what they can offer — from rates to loan to value to fees — you will be on your way to setting the stage for your business’s next act.

Why are you seeking a personal loan? Is it to renovate your house? Is it to repair your car? or is it for an event such as a wedding? Knowing exactly how the funds will be spent will help you narrow down potential lenders. Not all lenders give you the freedom to use their funds in any way you like. Some lenders tend to limit or restrict the use of funds for certain purposes. For example, Payoff only allows funds to be used for credit card debt consolidation. Read extra info on Working capital.

Calculate the EMI: To avoid any penalty or accruing debt, it is important to be able to make the EMI payment on time, every time. You will have to be the impartial judge of how much of an EMI you can handle with your current and expected income in the short term. The best possible way calculate the overall cost of your personal loan, including the EMI, are the online personal loan EMI calculators. Repayment Period: Banks usually offer one of many standard loan repayment periods. Personal loan tenures generally do not last longer than 60 months. This period is determined based on your ability to repay the loan as well as the amount of the loan. You may be able to choose the repayment period as per your preference but you have to be careful while doing that. A lower tenure means that you would have to pay less total interest but your EMI amount will increase. On the other hand, a longer tenure results in lower EMI amount but higher interest outflow.

A business loan is a loan for specifically business purposes. Either secured or unsecured, these loans entail the creation of a debt and an agreed repayment rate of interest. While alternative forms of finance such as invoice finance are considered business loans, the traditional form of a business loan is to borrow a sum of money from a lending institution (i.e. a bank). Almost all lenders will insist on some form of collateral, usually a fixed asset of some kind such as a property. Where a business doesn’t have the necessary assets, unsecured loans are possible although their upper limit will be capped.

How do mortgage deposits work? You have to pay for part of the property yourself, and this amount is called the deposit. It is shown as a percentage of the property’s value, so if you bought a house for £200,000, a 10% deposit would come to £20,000. Your mortgage provider will lend you the rest, which is called the loan to value (LTV). In the above example a 90% LTV mortgage would cover the remaining £180,000, which would be the amount you owe your lender.

Greenlight Funding provides low-interest affordable loan programs for home and commercial real estate. Loan programs available up to 100% financing. Fixed and adjustable rates for single and multifamily real estate, construction loans, fix and flip and business loans from SBA and private lenders. We cater to homeowners, real estate investors, and business owners and are dedicated to helping you to fulfill your goals. Call us at 917-722-1761 and get your prequalification today. Are you looking to refinance? Use the form within the contact to inquire our rates. Then fill out our short application to see if you qualify and obtain a pre-approval letter.

Business Name: Greenlight Funding, Manhattan
Web: https://greenlightbiz.com/
Address: 99 Wall Street, Suite 1605, NY, NY 1005
Tel: 917-722-1761
eMail: info@greenlightbiz.com

Cryptocurrency is trendy now and my advice is to be very prudent when investing in this market. Cryptocurrency is used in every industry and here are some examples. Realestate applications of blockchain : Deedcoin—Rather than a typical 6% real estate commission, Deedcoin runs on 1% and hopes to be the new way for home buyers and sellers to connect with real estate agents who accept a lower commission.

Blockchain in retail : Loyyal—Powered by blockchain and smart contract technology, this loyalty and rewards platform creates more customized programs that even allow for multi-branded rewards.

Google is also reported to be working on a proprietary blockchain to support its cloud-based business. Parent company Alphabet is developing a distributed ledger that third parties will be able to use to store data, believed to be in regards to Google’s cloud services for enterprises, with a white label version for companies also in the works.|Blockchain is now being used to support sustainable fishing. Illegally caught fish is an endemic problem within the industry, and distributed ledger technology provides a means of proving where fish were caught, processed and sold. This ‘net-to-plate’ chain allows inspectors to determine whether fish had come from regions notorious for human rights abuses or from countries that are affected by economic sanctions. See extra info on cryptocurrency market news.

Every single person on the network has access to the ledger and can see all the transactions. This means there is no centralized copy that can be tampered with. All the data stored on the blockchain is also encrypted so while you can see the ledger, it’ll look like a bunch of numbers and letters rather than “John Smith spent 10 Bitcoin on 6 Tonnes of Saffron”.

The decentralised, permanent, time stamped and unalterable nature of the data recorded in the blockchain means that data is more secure, traceable and transparent. After all, there is no central point of vulnerability or failure, and the data itself is resistant to modification and unwanted tampering. Over the past decade, the Internet and software have made the transaction of money practical. You can easily shop online and trade securities. But transferred financial assets go through correspondent banks, archaic systems linking clearing houses, and central depositories. Sometimes it takes many days for the funds to reach an account or purse to settle. Not only are these systems slow, but they are expensive and unsafe. Blockchain development is addressing this problem by restructuring fundamental business transactions, including money market transactions, and introducing new forms of digital interaction.

Here are some terms explained : Airdrop: A marketing campaign that distributes a specific cryptocurrency or token to an audience. It is usually initiated by the creator of a cryptocurrency in order to encourage use and build popularity of the coin or token. Most airdrop campaigns run with mechanics such as receiving coins or tokens in exchange for simple tasks like sharing news, referring friends, or downloading an app.

Bitcoin Improvement Proposal (BIP): A technical design document providing information to the Bitcoin community, describing new proposed features, processes or environments affecting the Bitcoin protocol. Suggested changes to the protocol are submitted as a BIP. The BIP author is responsible for soliciting feedback and consensus for his or her suggested improvements within the community, and documenting dissenting opinions.

Confirmations: A transaction is only confirmed when it is included in a block on the blockchain, at which point it has one confirmation. Each additional block is another confirmation. Different exchanges require a different number of confirmations to consider a cryptocurrency transaction final.

And the latest crypto news : Bitcoin (BTC), and XRP, the third biggest coin by market cap, are not competitors, Ripple CEO Brad Garlinghouse claimed in a Fortune interview on June 20. In the interview, Garlinghouse outlined the key difference of two major cryptocurrencies, arguing that bitcoin is a store of value or “digital gold,” while XRP is a “bridge currency” that enables an efficient solution for fiat-to-fiat transfers. As such, Garlinghouse cited the difference between bitcoin and XRP in terms of transactions costs, claiming that Ripple can do a transaction for a tiny fraction of a cent while a bitcoin transactions costs roughly $2.30 on average. Read extra details at stablecoins legality

Crypto is very hot in 2019, everyone wants to make money in crypto. There are many online platforms, we will discuss a few of them at introduce you to the hottest crypto trading platform in 2019 , bitradecrypto.com.

If your focus is to conduct crypto-to-crypto trading, Binance is one of the best options. Ranked as one of the most popular cryptocurrency exchanges worldwide, they provide you with impressive offerings along with an extremely low trading fee. Although the Binance platform is a young entrant into the market, it is rapidly growing, and holds a huge selection of altcoins with Bitcoin, Ethereum, and Tether pairings. The exchange offers its own coin termed as BNB (Binance coin). Being a centralized exchange, you can get decent discounts while conducting trade with their token. Binance offers a standard trading fee of only 0.1% which can even be reduced further if the payment is made with in BNB.

Launched quite recently in December 2017, CoinEx has its headquarters in Hong Kong, and aims to build a highly secure, user-friendly, low cost and high-speed cryptocurrency platform to trade a wide range of cryptocurrencies by using its proprietary trade matching system. It supports multiple languages and accepts users from more than 100 countries. CoinEx exchange is not registered with any legislation yet. To learn more about CoinEx tools and fees visit Cryptimi’s CoinEX full review. CoinEx offers the basic 2FA option to protect the customers’ funds. Moreover, it uses security factors like multi-signature strategy and HTTPS to provide full-dimension protection for the customer’s funds and data protection.

Our pick for 2019 is bitradecrypto.com , a new solid crypto trading and investing online platform. Read extra info at crypto trading platform with daily withdrawal.

Overview :
1. More than 20 countries worldwide started joining the network
2. You can make daily profit upto 1.5%
3. 200%-300% profit on every activation.
4. Make referral income upto 3 level.
5. Daily withdrawal of your profit
6. Coins accepted BTC/BCH/ETH/Dash and Perfect Money/Payeer

At bitradecrypto.com LTD, we believe there is no better advertisement than satisfied clients. No wonder that majority of our new clients are affiliates from our existing clients. We are proud that our clients like to recommend our financial service to others. Because of this, we are pleased to offer one of the strongest online affiliate programs in the financial service industry, with a high commission rate, customized tools and reports, and timely commission payouts.

Your deposit is working on an ongoing basis, and makes profit every hour with the ability to withdraw profit. Your deposit is for life and irretrievable. This proposal would be interesting not only for beginners of cryptocurrency operation, but also for experienced online investors. bitradecrypto.com LTD Business uses only modern mining equipment and trades at the most stable markets, which minimizes the risk of financial loss to customers and guarantees them a stable income accrued every 60 minutes. Join our company today and start making high profits!

The bitradecrypto.com LTD is modern investment program who owned by bitradecrypto.com LTD based in the United Kingdom. Our Corporate Headquarters is located here: 21 Kensington High Street, Kensington, London, United Kingdom, W8 5NP . Company registration number is NO.111222333.You can I check the company Companies House The bitradecrypto.com LTD offers high-return investing in the Forex, digital currency known as Bitcoin, stock market and Fintech start-ups. Our company is constantly evolving, it improves its marketing components and creates new investment proposals. All this makes the bitradecrypto.com LTD an industry leader and to be able to adapt to the constantly changing market conditions. Join us on https://www.bitradecrypto.com/ or check more details on our Bitradecrypto Facebook Page.

Tax relief recommendations , this is a very hot topic in 2019. Money are a serious problem, as everyone knows. We will discuss about some back taxes recommendations finishing with the introduction of a high professional firm in US : DefenseTax.

Hold Off on Mutual Fund Purchases: People should be wary of buying mutual funds at this time of year if they will be held in a taxable account. You could get hit with a tax bill for year-end dividends even if you just purchased shares. “That’s how mutual funds work, but people don’t realize it,” says Joanna Powell, managing director in the Boston office of accounting firm CBIZ MHM. To avoid paying additional taxes, consult with a broker before making a purchase to find out when distributions are made.

State tax you paid last spring: Did you owe taxes when you filed your 2018 state tax return in 2019? Then remember to include that amount with your state tax itemized deduction on your 2019 return, along with state income taxes withheld from your paychecks or paid via quarterly estimated payments. Beginning in 2018, the deduction for state and local taxes is limited to $10,000 per year. When you buy a house, you often get to deduct points paid to obtain your mortgage all at one time. When you refinance a mortgage, however, you have to deduct the points over the life of the loan. That means you can deduct 1/30th of the points a year if it’s a 30-year mortgage—that’s $33 a year for each $1,000 of points you paid. Doesn’t seem like much, but why throw it away? Also, in the year you pay off the loan—because you sell the house or refinance again—you get to deduct all the points not yet deducted, unless you refinance with the same lender. Read more details at Wage garnishment.

In some states, provisions exist that allow employers to seek reimbursement from the employee for administrative costs related to excessive garnishments. Additionally, some types of garnishments, such as child support, allow for similar provisions that authorize employers to recoup administrative expenses. The limits on the maximum amount of the administrative fee that can be deducted vary by state. When considering employment actions in relation to an employee who has active garnishments, it is recommended to consult a knowledgeable HR source or employment attorney.

Defense Tax Group is a focused tax relief advocate firm that strives to protect you and your family from the devastating effects of looming tax debt. We specialize in settling tax debt, preventing and ending wage garnishments, eliminating bank levies and averting property seizures. We will fight to ensure your financial stability and help you enjoy life free from tax debt anxiety. Effective representation is crucial in any lawsuit, especially when dealing with a multi-billion dollar corporation like the Internal Revenue Service. The IRS and State Tax Boards are the most powerful entities in the country; yet you still have rights and can defend those rights to preserve your livelihood. Source : https://defensetax.com/.

Best strategies for how to multiply your money. If you want to be hands-on and enjoy making investment decisions, you might want to consider buying individual shares – but make sure you understand the risks. If you don’t have the time or inclination to be hands-on – or if you only have a small amount of money to invest – then a popular choice is investment funds, such as unit trusts and Open Ended Investment Companies (OEICs). With these, your money is pooled with that of lots of other investors and used to buy a wide spread of investments. If you buy investments, like individual shares, direct, you will need to use a stockbroking service and pay dealing charges. If you decide on investment funds, there are charges, for example to pay the fund manager. And, if you get financial advice, you will pay the adviser for this. Whether you’re looking at stockbrokers, investment funds or advisers, the charges vary from one firm to another.

Investors often place great importance on price-earnings ratios, but placing too much emphasis on a single metric is ill-advised. P/E ratios are best used in conjunction with other analytical processes. Therefore a low P/E ratio doesn’t necessarily mean a security is undervalued, nor does a high P/E ratio necessarily mean a company is overvalued. Some mistakenly believe there’s less to lose with low-priced stocks. But whether a $5 stock plunges to $0, or a $75 stock does the same, you’ve lost 100% of your initial investment, therefore both stocks carry similar downside risk. In fact, penny stocks are likely riskier than higher-priced stocks, because they tend to be less regulated.

Funding your retirement is one of the best investments that you can make to ensure the financial future of you and your family. It’s important to plan for your retirement whether you have just finished high school at 18 or are about to enter your 60’s. It is never too early to start putting money away for your retirement. If you are planning on living a comfortable retirement based on Social Security; forget about it! According to USA Today, the average Social Security benefit paid out to retirees is a paltry $1,324 per month, which amounts to just $16,424 per year. Read more details at Why you need a retirement plan.

Saving money and investing it are closely connected. In order to invest money, you first have to save some up. That will take a lot less time than you think, and you can do it in very small steps. If you’ve never been a saver, you can start by putting away just $10 per week. That may not seem like a lot, but over the course of a year it comes to over $500. American Express National Bank currently offers a strong 2.10% Annual Percentage Yield on their online savings account. There is no minimum deposit required and no monthly maintenance fees associated with a Personal Savings Account from American Express so the yield is earned on all balances. The brand also offers high-yield CD’s if you’re in the market for a place to park your cash and are in need of high interest rates.

According to Buffett, the secret to getting a better return on investment is to buy a stock and forget about it. He believes in having a buy-and-hold mentality and insists on holding stocks for decades. There are two principles behind this: (1) if you buy a stock for less than it’s true worth, the stock’s price will eventually converge with it’s intrinsic value; and (2) if you buy a wonderful business, the value of that business will compound and increase exponentially the longer you hold on to it. So, the patient investor will ultimately be rewarded if they hold on to their stocks for a longer time. For Buffett, time is the friend of a wonderful business. “If you aren’t willing to own a stock for 10 years, don’t even think about owning it for ten minutes.” He says that if you constantly buy and sell stocks, it’ll take away a significant percentage of your returns in the form of trading commissions and taxes. So, it’s better to buy great stocks and holding them for a long time.

About MultiplyMyMoney : I have more than 12 years of experience as an independent and personal financial and investment consultant. I used to run a financial blog called BuylikeBuffett which provided insight on investing, saving, money management, and all things finance. I am also the author of Your Financial Playbook: A Guide To Navigating The World Of Personal Finance a financial guide written to inform the beginning investor about the basics of the market. I decided to start a new site because I receive a great number of questions about financial topics on a daily basis. I figure that this would be a great way to answer those questions and increase financial literacy. I also figured it would be a good platform to write articles on everything from teaching how to get rich, explaining the basics of cryptocurrency, to detailing ways of rebuilding your credit score. I was the founder and president of New Horizons Financial Management, LLC, and was a registered investment advisor. New Horizons was an independent investment advisory asset management and personal financial consulting firm offering investment advisory services to high net worth individuals. Read more info on Multiply My Money.

Freelance work from home, this is a very trendy topic in 2019. With the internet linking anything a lot more jobs can be completed from home. People are becoming very interested in working from home, to save transport time and earning extra income from home.

Spare5 is pretty different from the other virtual assistant positions on this list. This is more of a flexible gig than a traditional job. If that’s what you’re looking for, it may be ideal for you. Spare5 pays you to complete small tasks through their website and mobile app. These tasks include assessing audio files, annotating imagines, and providing keywords to develop algorithms. Several major companies use Spare5 for these virtual services. Examples include Microsoft, Expedia, Getty Images, IBM, and Pinterest. You are paid for every micro-task you complete, and you can work whenever and wherever you want. Spare5 worker reviews say that tasks usually only take a few seconds to complete. Since these tasks are short, they typically pay anywhere between $0.01 to $0.50. That doesn’t sound like much, but working for a few hours can lead to impressive earnings.

If you’re looking for a work at home virtual assistant position, then you should definitely check out Equivity. This company provides businesses with virtual assistants. Positions with Equivity are part-time, and you’ll need to be able to work from 9 am to 6 pm, Monday to Friday. To be eligible for a position with the company, you need to be: US-based, Have a bachelor’s degree from a four-year college program, Resourceful, Skilled with search engines and online rating sites, Knowledgeable about email platforms, like Gmail and Microsoft Exchange, Detail-oriented, Proactive, Knowledgeable about Microsoft Office programs, like Excel, Microsoft Word, and PowerPoint. You’ll also need to have a laptop and a smartphone that has broadband internet, which most people have nowadays, as well as a quiet location from which to make phone calls. Having experience as an executive assistant or admin assistant is also preferred. Read extra info at Work as a freelancer.

Based in Philadelphia, Delegate Solutions is a completely remote company that was founded in 2007. The company serves a vast number of clients and is almost always hiring. The only catch is that you’ll need to apply via FlexJobs. If the membership fees are off-putting for you, you can visit the following page first. You’ll be able to see whether Delegate Solutions is currently hiring, view the job posts and offered salary/hourly rates, and then decide whether to purchase a 1-month FlexJobs subscription in order to apply.

Manage your time effectively. You’ll notice that almost every company on my list mentions time management. It’s a very necessary skill for any virtual assistant. It can also boost your hourly income for task-based pay. There are free time management tools such as Toggl that help me in my work from home position.

Financial Freedom is more than a digital tools site for freelancers. We aim to support talented and skillful people with online smart training resources, expert advice, and learning opportunities. Register and stay connected! Our approach is highly professional yet personalized. We believe in matching the skillset with the right digital tools that deliver rewarding results. We pride ourselves in being enablers, providing freelancers the financial Freedom, and better earning. Source: https://earncashweekly.site/.

High risk merchant account business types in 2019. This is a popular subject as more countries open up to new services. High-risk merchant accounts are a collection of financial services that offers firms to accept card payments from customers. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face limited options in processors, plus raised fees and harsh contracts. Being labeled as high-risk sounds bad. But in some cases, it can be your only option. We have been writing about diverse properties of the high-risk merchant account business for many months and have almost sure touched on most, if not all of them, of the most important issues. Here are some more advices on high risk merchant account.

High risk credit card processor : CardMax Payments offers flexible accounts, easy set-up, and competitive pricing. Relationships with more than 30 domestic and international banking providers help CardMax provide exceptional service and support.

A lot of financial processors do business exclusively with low-risk merchants, who they consider as a low risk investment. That means businesses considered high-risk will have a very poorr selection of potential payment services to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents. It’s virtually impossible for commerce merchants to operate without accepting credit or debit cards. Before you can take “plastic,” you need a payment processor who acts as a liaison between you, banks, and credit card networks. See more info at High risk merchant account for tech support in usa.

Host Merchant Services is a Newark, Delaware-based merchant account provider that is well-suited for most general business types as well as domestic high risk merchants. The company’s products and services include point-of-sale solutions (with specific packages for the restaurant, salon, professional service, and contractor sectors), online marketing tools, an online payment gateway and virtual terminal, mobile credit card processing, gift and loyalty programs, merchant cash advance, and offshore merchant accounts. Host Merchant Services specializes in e-commerce businesses and provides a free website and email address to new merchants who require them. The company has received exclusively positive feedback on public forums, with most reviewers singling out the company’s customer service for praise.

We used all of the high risk credit card processors, to be able to compare and a solid choice is iPayTotal. They cover all business types, have a vast experience in the business, fast customer support and low fees.

iPayTotal can help you in understanding and create your high-risk merchant account and guide you through the underwriting procedure followed by the bank while onboarding an application. Regardless of whether you require a start-up merchant solution, a subscription account, a pharmacy merchant account, a travel merchant account or set up an offshore merchant account, iPayTotal can help you set up with lowest rates and no hassles for your high-risk businesses. Source: https://ipaytotal.com/ipaytotal-high-risk-merchant-account/.

What are the top providers that offer car insurance, especially serving UAE? Here are some tips to buy the best available car insurance package. This article is a good general information piece but is targeted at Abu Dhabi car insurance market.

Insurance companies are likely to charge more if the car is seen to be a ‘higher risk’ vehicle. What does that mean? Well, cars with higher mileage are seen to be more likely to break down or have an accident due to their high usage rate. So, if you’re driving between cities during the week, avoid using that same car on the weekends, or better, try carpooling with colleagues. The idea is to keep your car running for as long as possible while enjoying a lower insurance premium too.

Insurance companies might charge you a higher insurance premium you cover a long distance on your car. It is because allinsurance providers believe that the more you drive, the higher are the chances of your vehicle getting involved in a road accident. Additionally, it is likely to reduce the life of your car. Keep in mind that if you driving from Dubai to Abu Dhabi on a daily basis, then the mileage of your vehicle will increase. As a result, the cost of car insurance will also increase. Discover more details on Car Insurance Abu Dhabi.

If you have a third party liability for a new car, this may cost you a lot in case of an accident. So not a good option for an expensive car. So what is the option for new and expensive cars? – Comprehensive insurance. It cost you a good amount in the form of yearly premium but it also offers extensive coverage for your car. These are also one of the most customized insurance policies in Dubai as car owners can negotiate with insurance companies to tailor the plan according to their needs.

This is where Michael llyas, founder of Cactimedia and co-founder of BuyAnyInsurance.com was able to provide his digital experience to help build a user friendly and easy digital platform that provides an online quote to customers in under 1 minute, at any time, anywhere on any device. Why should you buy your car insurance through BuyAnyInsurance.com: You have a chance of getting the most affordable and suitable car insurance policies by comparing the largest car insurance companies in Dubai and the UAE. Source: https://www.buyanyinsurance.com/.

Cryptocurrency is a big thing right now and my advice is to be very attentive when investing in this industry. Cryptocurrency is used in every industry and here are some examples. Realestate applications of blockchain : Ubiquity—This Software-as-a-Service (Saas) blockchain platform offers a simpler user experience to securely record property information to ensure a clean record of ownership.

Blockchain in retail : Blockpoint—Simplifies the creation of payment systems and allows mobile wallet, loyalty program, gift cards and other point-of-sale functionality.

One of the main benefits of blockchain technology is the way it removes intermediaries or middlemen. The music business is a prime example of an industry whose inefficiencies have seen artists poorly remunerated for their efforts. A number of blockchain-based projects have sprung up seeking a fairer deal for music creators, including Artbit, overseen by former Guns N Roses drummer Matt Sorum.|Supply chain management is seen as one of the most beneficial use cases for blockchain, as it’s ideal for industries where goods are passed through various pairs of hands, from beginning to end, or manufacturer to the store . IBM and Walmart have teamed up to launch Blockchain Food Safety Alliance in China. The project, run in conjunction with Fortune 500 company JD.com, is designed to improve food tracking and safety, making it easier to verify that food is safe to consume. See more details on what are crypto wallets.

You could think of blockchain as a database which records a single, trusted version of the digital history. We call this “database” a digital ledger. It’s important to have one version since it means data can’t be manipulated by bad actors for nefarious means. Blockchain allows digital data to be distributed but not copied or changed.

One of the most crucial aspects of blockchain technology is that data is decentralised, with information shared across a peer-to-peer network. Each block contains transaction information and a time stamp. Blocks are also permanent and cannot be altered without consensus from the entire network and without altering all subsequent blocks. If only time travel were possible then majority of people would wish to back in 2010 to buy bitcoins. A mere 10,000 rupees invested in bitcoins back then would have fetched you over mind boggling 330 crores by now! The world was stunned with such a phenomenal growth of bitcoins as a cryptocurrency. Keep reading this post as we will explain about bitcoin shortly. But how could such a currency grow stupendously on a global scale? The answer is Blockchain. Simple as it may sound there are huge mechanisms in place in making the technology work. The time spent by IBM global financing was reduced by 75% in solving financial disputes using Blockchain technology. Did you know that in international trade finance and remittances ICICI bank using Blockchain technology successfully executed transactions? Did you know SBI is using it in its KYC norms and smart projects? Did you know that Azure is already providing Blockchain as a service(BaaS)? And these are just three instances of the applications of Blockchain and the most obvious use case is bitcoin.

Here are some terms explained : Ashdraked: A situation where you lose all your money, more specifically when you lose all your money shorting Bitcoin. This was based on a story of a Romanian trader who continued to short BTC when it went from $300 to $500, since he had made a lot of profit doing so historically. Adapt your trading strategy!

Byzantine Generals’ Problem: A situation where communication that requires consensus on a single strategy from all members within a group or party cannot be trusted or verified. An example of this agreement problem is where a group of generals, encircled around a city, must decide whether to attack or retreat. Every general must agree to attack or retreat, or everyone will be worse off. Some generals may be treacherous, voting falsely, and messengers may deliver false votes. Under these circumstances, a consensus must be reached. In cryptocurrency, when network participants post false or inaccurate information to others about transactions taking place, it could lead to network failure. *see Byzantine Fault Tolerance (BFT).

Distributed Ledger: Distributed ledgers are ledgers in which data is stored across a network of decentralized nodes. A distributed ledger does not necessarily involve a cryptocurrency and may be permissioned and private.

And the latest crypto news : Bitcoin (BTC), and XRP, the third biggest coin by market cap, are not competitors, Ripple CEO Brad Garlinghouse claimed in a Fortune interview on June 20. In the interview, Garlinghouse outlined the key difference of two major cryptocurrencies, arguing that bitcoin is a store of value or “digital gold,” while XRP is a “bridge currency” that enables an efficient solution for fiat-to-fiat transfers. As such, Garlinghouse cited the difference between bitcoin and XRP in terms of transactions costs, claiming that Ripple can do a transaction for a tiny fraction of a cent while a bitcoin transactions costs roughly $2.30 on average. Read extra info at government-issued cryptocurrencies

We have been writing about multiple properties of the high-risk merchant account market for many years and have most likely reached on most, if not all of them, of the most decisive issues. Here are some more guides on high risk merchant accounts.

High-risk merchant accounts are a group of finance services that allow firms to accept card payments from clients. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face reduced options in processors, plus higher fees and stricter contracts. Being labeled as high-risk looks bad. But in some scenarios, it can be your only option.

It’s practically impossible for online shopping merchants to work without receiving payments from credit or debit cards. Before you can accept “plastic,” you have to use a payment processor who acts as a link between you, banks, and credit card networks.

A lot of financial service providers do business exclusively with low-risk businesses, who they see as a safer investment. That means businesses considered high-risk will have a limited selection of potential payment services to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents.

Here are some high risk credit card processors : HRMA-LLC specializes in high-risk merchant accounts and ACH processing for high-risk business verticals. They offer payment processing for practically every high-risk business type. HRMA-LLC offers fast approvals with no setup fee.

Host Merchant Services is a Newark, Delaware-based merchant account provider that is well-suited for most general business types as well as domestic high risk merchants. The company’s products and services include point-of-sale solutions (with specific packages for the restaurant, salon, professional service, and contractor sectors), online marketing tools, an online payment gateway and virtual terminal, mobile credit card processing, gift and loyalty programs, merchant cash advance, and offshore merchant accounts. Host Merchant Services specializes in e-commerce businesses and provides a free website and email address to new merchants who require them. The company has received exclusively positive feedback on public forums, with most reviewers singling out the company’s customer service for praise.

We used all of the high risk credit card processors, to be able to compare and our pick was HRMA-LLC. They cover all business types, have a vast experience in the field, fast customer support and low fees.

Do you have a business related to CBD merchant accounts ? HRMA-LLC can help you. See extra info on Best high risk merchant account.