Variable rate mortgages solutions right now: Where can you find a mortgage? Financial companies offer mortgages; banks and building societies lend most UK mortgages. You can get a mortgage directly from the lender; use our comparison tables to find the right one for you. Through a broker: Alternatively, you could find a mortgage and get advice from a mortgage broker or independent financial adviser. Some are whole-of-market, which means they can offer mortgages from every lender, and some offer exclusive deals. Discover extra info on Remortgage to Release Equity.

How do mortgage deposits work? You have to pay for part of the property yourself, and this amount is called the deposit. It is shown as a percentage of the property’s value, so if you bought a house for £200,000, a 10% deposit would come to £20,000. Your mortgage provider will lend you the rest, which is called the loan to value (LTV). In the above example a 90% LTV mortgage would cover the remaining £180,000, which would be the amount you owe your lender.

Unlike traditional loans, the eligibility criteria for personal loans are simple and straightforward. Lenders would want to check your credit history and credit score to determine whether or not you are capable of making the monthly payments on time every time. Since there is no collateral or security involved, your credit score is the only means of assurance a lender will have. Therefore, you would need a high credit score to get a personal loan. Certain banks also look at your monthly income statements when deciding whether or not they should approve your personal loan. Each bank will have its own minimum monthly income requirement although the exact amount may differ from one bank to another.

Getting mortgage advice will involve filling in details about your monthly budget, your savings, the property you’re looking to buy, and your attitudes towards risk (which will determine what type of interest rate you are recommended, such as a fixed rate or a variable rate). There are useful insurances to replace your income if you’re too ill to work and to repay the mortgage in full if you become seriously ill or pass away. If you do ever find yourself in financial difficulty, the first thing you should do is let your mortgage lender know and they can talk you through the options. See extra details on needingadvice.co.uk.

Assessment of the Total Cost: Interest is not the only cost associated with personal loans. Some other types of costs include prepayment charges, penalties, and processing fees that you must take into account as well. Assessing such costs will allow you to plan and manage your personal loan better. Interest Rates: Personal loan interest rates are usually high, starting from 11.49% to going as much as 25%. But there is more to it. You will need to ask about and understand the nature of the rate of interest. Most banks offer fixed interest rates but some also offer a reducing balance interest rate. This can significantly affect your monthly EMI to repay the loan.

Bad management. Another common reason why small businesses fail is because they don’t have the right management. The business owner is often the senior-level person in small businesses. While the owner may have the skills necessary to create and sell great products, they may not be right for the role of manager. A strong management team is key to keeping a business up and running smoothly. A subpar business model. Finally, many small businesses overlook the importance of planning. A solid business plan should include a description of the company, current and future employee needs, capital needs, a marketing plan, and competitor analysis. Entrepreneurs should have an understanding of the industry that they are entering before starting their company.

Real estate market agency Turkey today: Istanbul’s new airport is considered a pioneer in the aviation industry and contributes to strengthening Istanbul’s position as one of the most prominent global cities. The airport provides direct air links to many national and international destinations, allowing passengers to reach their destinations with ease. In short, Istanbul New Airport is a huge project that reflects Turkey’s progress in the field of aviation and welcomes travelers with its advanced facilities and services. The airport is an ideal destination for travelers who want to explore Istanbul or travel to different destinations around the world. Istanbul’s new airport, also known as “Istanbul Grand Airport” or “Istanbul Third Airport,” is one of the world’s most modern airports and a significant mega-project in Turkey. Opened officially in October 2018, it replaced the old Ataturk Airport and positions Istanbul as a global flight destination. The airport’s strategic location in Arnavutköy on the European side, its vast size, and modern facilities, including numerous shops, restaurants, hotels, and advanced information and security systems, make it a focal point for travelers and investors alike. It’s a testament to Turkey’s progress in the aviation sector. See even more details on https://righthome.com.tr/en.

Growing neighbourhoods like Kucukcekmece and Beylikduzu offer all the benefits of city life with easy access to shopping, nightlife and transport links. Yet they eliminate all the hustle and bustle by sitting on the outskirts, therefore providing more of a suburban feel than city dwelling. While the shores of the Bosphorus and areas like Sisli still remain the elite of Istanbul real estate markets, neighbourhoods like Esenyurt and Buyukcekmece with these new branded lifestyle projects are enabling the growing middle class to become real estate investors for less than £100,000 for properties in Istanbul, especially now with the current exchange rate between the Turkish lira and dollar that edges everything to a buyers advantage.

Istanbul, Turkey tourism is one of the top reasons to invest in Turkey. You can book many dining experiences in Istanbul and the best way is to spend time with a local family. Often you will meet friendly people that invite you for dinner and become fast friends, but you can also book dining experiences where you go to a home and eat traditional food, learn about the local’s way of life and have lively conversations. Our guide told us that Madonna and other famous celebrities love to party in Ortakoy. Once a fishing village, this district is now the area for upmarket chic looking for a place to party.

Supply is high and demand is low – Yes, demand has decreased due to inflation problems and high interest rates, as real estate loans, even to the local population, are not as attractive as they were before, and this, in fact, happened in all countries of the world, not only in Turkey. But the important question is what about the show? Are there a lot of real estate offered in the market similar to the real estate you want to buy or sell? Competing real estate is not the real estate in the same residential complex as you, but in the whole area that offers the same advantages as your real estate. Here, you should pay attention to two points: If you own a property and want to sell it, make sure that this time is not suitable if your property is in areas with many projects such as Basaksehir, Basin Express, or some areas of Bahcesehir, Beylikduzu and Esenyurt, and if you wait for the market boom period again, you will certainly be able to collect a higher price at least 30%. If you want to buy a resale property in an area with high competition, it must be at least 30% cheaper than the price of new real estate in similar projects, because you are now buying at a suitable time, and also because you bear the risk of owning an unwanted property. See extra information at righthome.com.tr.

We heard from some real estate owners in the recent period that real estate investment in Istanbul is a losing investment, and if it’s not been for the goal to obtain Turkish citizenship, they would not have bought real estate in Istanbul. Is this true? Is it necessary to obtain Turkish citizenship to sacrifice $ 250.000 to buy unprofitable real estate? It is no longer a secret to anyone that the real estate market in Istanbul is witnessing continuous prosperity and escalating growth that does not stop or decline. Let us leave the theoretical talk and see the statistics issued by the official Turkish Statistical Centre.

Right Home is a leading company specializing in real estate consultancy and brokerage. We help buyers to buy and sellers to sell. We provide luxury apartments, smart homes, elegantly designed offices, modern constructions and all consultancy services. Our head office located in Istanbul, Turkey. Our goal is to earn your trust and make sure you are comfortable with the process of buying a home in Turkey from start to finish. The summers in Istanbul are scorching, and the winters here can be snowy. Therefore, the best time to go to Istanbul is during the spring (April – May), during which the sky is clear, and the weather is beautiful. The fall season will also give you a pleasant temperature, so another best time to visit Istanbul is from September to mid-November. Many people come to Istanbul for their summer vacation. The weather during this season is quite lovely, though it can be warm sometimes. And, during the summer, the city is packed with lots of tourists, so it will be more difficult to enjoy all those Istanbul tourist attractions. The rates of hotels in Istanbul are also rocketing during the summer.

Your positive and consistent response will motivate the expert real estate consultant to continue working with you to their fullest potential. On the other hand, your hesitation and showing of ambiguity may make this consultant feel that you are not interested, and as a result, they may lose communication with you. Consequently, you may lose out on professional real estate advice that you urgently need in a new market. Tips during the purchasing process: After studying the real estate market for a suitable period and gathering valuable information, whether in person or online, do not forget your primary goal. Do not hesitate when you come across an excellent investment opportunity because it may not be available in the future.

With our previous clients, we were able to achieve 100% profits in less than 3 years through systematic and thoughtful real estate investment through our experience in the market and our studies of the basics of successful investment, you also can achieve a successful investment and achieve profits of not less than 35% through your real estate investment with Right Home. In Right Home, we do not deal with an independent lawyer, but rather we have a legal team consisting of a group of lawyers with experience in the issues of foreign ownership of real estate in Turkey and obtaining Turkish citizenship and who are fluent in the English and Arabic languages, and the interested client is connected to the legal team directly to ask all legal questions related to the process of getting real estate or obtaining Turkish citizenship in its various states.

One of the most popular rumors in the Arab market is that Turkish real estate is expensive, and many people interested in real estate investment think that the cost of entering the market is very high and this is not true, the most important is the awareness and understanding of the market well. You can start investing in the Turkish real estate market for up to $ 50,000 by investing in housing projects or university dorms as an example, which provides a good return on investment. Many of the major real estate investors fail to invest due to lack of market awareness and understanding of the future trends of the Turkish real estate market and because of the focus only on the quantity invested and not the type of investment.

Beware of scams that are often designed not to steal your money directly but to make unrealistic promises that cannot be fulfilled in reality, such as a guaranteed 10% permanent rental return or profits of up to 300% within two years, and so on. Be cautious of offers that come with a gift wrap, as they are often (but not always) a deception, such as a guarantee of renting apartments for three years in regular apartments. What happens after those three years? Or offers like buying land near the Istanbul Canal and selling it at double the current price after two years. Be aware that if the square meter price actually increases, the abundance of such offers will prevent you from achieving the desired profit. Or offers like buying two apartments for $400,000 in total, claiming they are suitable for Turkish citizenship.

Creating passive income ideas today from onlinemoneytake.com: Interestingly enough, one of the most popular types of courses I’ve seen so far is online entrepreneurship courses, such as making money by blogging. Online courses, like any other original products, are in the sky-is-the-limit category when it comes to income. All you need to create an online course is your original content. There are affordable tools that will cover the tech side and payments for you, such as Teachable, Thinkific, Kajabi. In this monetization method, you create one or a series of content pieces (articles, social media posts, newsletters, etc.) dedicated to promoting a single brand. It usually comes in the form of a product review, guide on using the product, or product placement. It’s a deal based on participation. The visitor doesn’t need to buy the product, and you get rewarded per published content (and not views like with ads). See even more information on Online Money Take.

Try to pursue your subscribers to share your e-mail with others. You can do this by adding a special gift or bonus for them when they bring ten people. To do this, you can add a social sharing button and an email to the friend button in your email. And at the end of the email, add a Subscribe CTA as a sample. A good approach has a separate landing page with an opt-in for each new product. Besides, you can also have these products on your website, but it can increase your reach as a result of which you have to share some specific opt-in pages with your customers.

Types of affiliate marketing: Affiliates always carry a bit of mystery—you never know if the person has ever really used the product or if they are just promoting it for the money. Both cases still exist today. It wasn’t until 2009 when renowned affiliate marketer Pat Flynn broke down the different types of affiliate marketers into three groups. Understanding these types of affiliate marketing can show you the different ways people make money online in this space, regardless of your moral compass.

When you target keywords, the usual tendency is to go for those which have the highest search volumes, but it is more important to find the intent behind a search. Based on research by the University of Hong Kong, search intent can be segmented into two: People looking to find information relating to the keyword used, a user looking for more general information about a topic, a specific search will have a narrow intent and they are not looking for anything else while a general search will have the user looking at other related topics as well. By leveraging keyword intent for intent-driven marketing, businesses can drive more sales, attract more traffic, drive more sales and generate more leads.

Content marketing is a type of digital marketing that focuses on creating and distributing content for a target audience. The content aims at being valuable, relevant, and (ideally) consistent. Its ultimate goal is to drive a profitable customer action. The crucial part here is “valuable” and “relevant”. This is what tells content marketing apart from traditional spammy advertising. The target audience should want to seek the content out and consume it. In the broader sense, content marketing is part of every other digital marketing activity, be it social media marketing, SEO, or email marketing. Quality content should be the core of every other marketing activity you pursue. Some examples of content marketing include: blog posts, videos, podcasts, infographics, white papers, case studies, ebooks.

A clean web page design can significantly increase the time that your customers stay on your page. A cluster of distractive pictures and texts can easily make your web page boring to the viewers. A clean design will help your customers focus on more valuable contents like your business branding and quality products. Great usability and effective navigation can easily enhance user experience of your website. Your website should be able to navigate back and forth through the webpages fluently and easily with internal links or your customers may never return.

Yes, affiliate marketing is worth it, given its growth in popularity. Statista estimates the affiliate marketing industry will be worth $8.2 billion by 2023, up from $5.4 billion in 2017. It’s also a low- to no-cost business venture you can profit from immensely. But before diving in, consider the pros and cons of entering the affiliate marketing world. While industry growth is a good indication of success, entrepreneurs also take this referral marketing route for a few other reasons. Easy to execute: Your side of the equation simply involves handling the digital marketing side of building and selling a product. You don’t have to worry about the harder tasks, like developing, supporting, or fulfilling the offer. Read even more information at https://onlinemoneytake.com/.

Your marketing strategies seek to pass every lead you catch through your funnel before they make a purchase—and then follow up with them to make sure they return to your company and make more transactions. You can give consumers the impression that you are engaging them directly by setting up welcome e-mails, quotes or forecasts, and/or openings to visit your site to “drip” through their phones—even if your automated campaign is really only pushing them through a series that was programmed months in advance. Engaging with consumers on social media is at the heart of the business, getting a presence on social media in the first place. However, too many company owners use social media as they do for their personal profiles, browse through references and answers, and throw away their reactions when they have the time.

First, it’s important to understand the benefits of guest blogging as a whole, then we’ll get into the specifics of why using a guest blog writing company to help is a good idea. Here are some of the many benefits of guest blogging in general. Guest blogging for sites in your niche is a great networking tactic to use in any content marketing plan. By contributing to niche blogs, you have an opportunity to engage with your audience and collaborate with other authors. Getting active in the community through commenting, sharing, and posting is a great way to build relationships in your niche and attract attention to your own blog.

Hot financial advisor strategies from Jill Podehl West Palm Beach, Florida: How Can I Succeed as a Financial Advisor Just Starting Out? Veterans of the financial services business will tell you that the first and most difficult task is to build a book of clients. You might consider using your youth as an asset. Many financial advisors go for a niche clientele. Your niche might be people like you: young, well-paid professionals just beginning to build long-term wealth. These days, a financial advisor is expected to be adept at the software packages most commonly used by advisors and their savviest clients, like MoneyGuidePro and eMoneyPro. Moreover, you need to be looking ahead to see what’s coming that can give you and your clients an edge. If you’re interested in finance and helping people to manage their money better, then becoming a financial advisor represents an attractive career path. There’s plenty of demand in this field and the pay is usually decent, too. See even more information at https://soundcloud.com/jill-podehl.

Once you’ve gone through a few personal finance books, you’ll realize how important it is to make sure that your expenses aren’t exceeding your income. The best way to do this is by budgeting. Once you see how the cost of your morning coffee adds up over the course of a month, you’ll realize that making small, manageable changes in your everyday expenses can have as big an impact on your financial situation as getting a raise. In addition, keeping your recurring monthly expenses as low as possible can save you significant money over time. Even if you can swing an amenity-packed apartment now, picking something plainer could let you afford to own a condo or house sooner than you otherwise would. Understanding how money works is the first step toward making your money work for you.

The growth of a financial investment advisor expert : Jill Podehl West Palm Beach: In the months or years since you first became a business owner, how many times have you been told you need bookkeeping services? If you’re like most business owners, the answer is probably, “A lot.” From the time you first opened your doors and collected your very first dollar, advisors, partners, and other well-meaning associates have undoubtedly weighed in and suggested a bookkeeping service to help keep your company’s books and finances on track.

If you’re single, it’s important to establish a financial plan that not only helps you meet your immediate goals, but that ensures your future self will be taken care of. This means doing all the things mentioned above without making any assumptions that things will somehow work themselves out. A big mistake? Assuming you’ll meet someone who will take care of you and deal with the finances in your relationship. If your relationship status changes or you get married, you’ll be well equipped to plan your finances together if you already have things in place for yourself. Find additional info on Jill Podehl.

When starting out, most small companies can get by with a simple bookkeeping service. As the business grows, however, you will quickly require a more sophisticated financial infrastructure that can evolve as you scale. For instance, a growing business should have: An accounting solution that meets your business requirements. A detailed and realistic financial model where you can visualize your monthly income, expenses and cash flow projections for the coming year. A key performance indicators dashboard. Basic internal controls, such as policies and procedures for accounts payable, accounts receivable and expense reimbursements. This will help you spot problems and deal with them before they spin out of control while providing your executive team with the insight it needs to make financially sound business decisions.

Jill Podehl West Palm Beach advices on improving your business financial situation: With the advent of modern technology in the field of accounting and finance, organizing your business finances is much easier. Instead of doing the calculations and analysis of financial transactions manually, you can automate everything with the help of must-have tools and software intended for keeping track of your business finances. Also, you can better organize your company’s finances if all your financial records are automated and can be accessed digitally. For example, you can use the relevant accounting software to do online invoicing. Instead of going through the physical copies of the transactions, which is time-consuming and a bit of a hassle, using technology will allow you to automate and organize your finances better.

Best investing opportunities in Dubai : Hossein Abdolamir Mahallati – a man whose unwavering passion and commitment to excellence has established him as one of the most successful business figures in the United Arab Emirates. Born and raised in a family with a long-standing legacy in the jewelry industry, Hossein’s fascination for luxury items was sparked from a young age. He earned a diploma in polished Diamond Grading from the International Gemological Institute (IGI) in May 2007. However, it was his remarkable ability to fuse traditional craftsmanship with modern innovation that has set him apart from his peers. As the owner of multiple businesses under HM Investment L.L.C, including Caelos, HM Watches Lounge, and The Trove, Hossein has made his mark in the luxury industry. His bespoke jewelry pieces and luxury watches are a testament to his refined taste and his unwavering commitment to excellence. Discover more information at investment group UAE.

But what does the future of entrepreneurship look like? Entrepreneurship is not just about startups anymore. It’s about innovation, technology, and emerging markets. The world has changed a lot in recent years and so have the opportunities for entrepreneurs to succeed in it.

Moreover, Hossein’s foray into real estate investments is a testament to his astute business sense and his unrelenting pursuit of growth and expansion. His recent investment in The Trove, a trendy new restaurant in the Dubai Mall fashion avenue, showcases his desire to provide exceptional dining experiences while also adding value to his investment portfolio. Hossein’s entrepreneurial spirit and his ability to leverage his passions and interests to fuel his business ventures has earned him respect and admiration from his peers. He remains a humble and driven individual, constantly seeking new opportunities for growth and expansion. In a world where success is often measured by wealth and status, Hossein Abdolamir Mahallati’s story serves as a reminder that true success lies in following one’s passions and pursuing excellence with unwavering determination.

Caelos offers a range of high-quality diamond jewelry products, including necklaces, bracelets, and earrings, that cater to the demands of discerning customers. The brand’s commitment to quality and attention to detail make it a favorite among those who appreciate fine jewelry. Mahallati has also established HM Watches Lounge, which is a luxury boutique that immerses customers in the world of high-end timepieces and jewelry items. The boutique showcases a range of high-quality timepieces and jewelry items, ensuring that customers have access to the latest products in the market. Mahallati’s portfolio also includes strategic investments in real estate. He has acquired several properties worldwide, demonstrating his sharp investment acumen. His recent venture includes investing in The Trove, a chic restaurant located in the Dubai Mall, Fashion Avenue. Read even more info at https://www.hosseinmahallati.com/.

He is a dynamic businessman who has successfully added real estate investments to his portfolio to diversify it. He is a savvy investor who has amassed many properties around the world thanks to his acute eye for opportunity. Investing in The Trove, a trendy restaurant in the centre of Fashion Avenue in the Dubai Mall, was one of his most recent endeavors. This restaurant provides a delightful dining-in experience. He keeps making waves in a variety of industries and solidifies his reputation as a prosperous and innovative businessman. This is thanks to his varied approach to business. Hossein’s unwavering commitment to growing his footprint in the real estate industry shows that it has a special place in his heart. Despite his accomplishments, Hossein keeps a grounded perspective and is laser-focused on his goals. He keeps up the relentless job of building his business empire and is constantly looking for fresh opportunities to invest in and grow. Hossein is one of the most accomplished and recognized business leaders in the city. The reason for this is his unyielding tenacity and keen sense of opportunity. His desire to establish and develop assets that not only improve the neighborhood but also open up lucrative prospects for himself drives him to always look for upcoming opportunities for expansion and investment.

Top investment groups UAE : Hossein Abdolamir Mahallati is a well-known businessman and entrepreneur from the United Arab Emirates. His interest in luxury and expensive goods was fueled by his upbringing in the family’s jewelry business. He was born on November 24, 1985, in Dubai, into a family of jewelry. He graduated from the International Gemological Institute (IGI) in May 2007 with a diploma in polished Diamond Grading. His initial enthusiasm eventually turned into a passionate obsession, which helped him rise to prominence in the jewelry and high-end watch industries. Mahallati’s appreciation of priceless jewelry and watches is a prime example of his luxury appreciation. He is amazed by the intricate artistry that goes into making these magnificent objects, from the brilliance of diamond bracelets to the intricate gears of Swiss timepieces. Owning a rare item of jewelry or an expensive timepiece is an opportunity for him to adore something truly unique. This is not just a status symbol. Whether it’s a vintage watch or a modern diamond necklace, he enjoys the feeling of owning something rare and beautiful. He exhibits his affluent taste and constant admiration for life’s finest pleasures in his extensive jewelry and watches collection. Read additional information on investment group Dubai.

Entrepreneurship is the process of designing, launching, and running a new business. It is a risky but rewarding endeavor. Entrepreneurship offers many opportunities for those who are willing to take the risk and follow their dreams. In recent years, entrepreneurship has taken off in emerging markets like India and China because of their growing middle class with disposable income. The world’s entrepreneurs are also finding new ways to fund their ventures as they face difficulties obtaining bank loans or venture capital funding. AI technology will play an important role in the future of entrepreneurship by providing entrepreneurs with advanced analytics that can help them make better decisions about their business ventures.

Mahallati’s unwavering dedication to his craft has made him a titan in the luxury industry. His collection of exquisite watches and jewelry is a testament to his refined taste and his constant pursuit of beauty in life. But for him, owning a piece of fine jewelry or a luxury watch is not just about status, it is about the pleasure of possessing something truly extraordinary and unique. With his innate talent for business, Mahallati has taken his family legacy to new heights. His innovative concepts and visionary ideas have carved out a unique niche in the luxury market. He is the owner of several businesses under HM Investment L.L.C, including Caelos, HM Watches Lounge, and The Trove. Through these brands, he has established himself as a leading figure in the industry, combining his family’s traditional expertise with modern innovation.

Mahallati’s appreciation for luxury items, particularly jewelry and watches, stems from his admiration for the beauty and skill that goes into crafting such exquisite items. For him, owning a precious piece of jewelry or a high-end watch goes beyond being a status symbol. It is about the pleasure of possessing something extraordinary and unique. His collection reflects his refined taste and a constant pursuit of beauty in life. Read additional information at https://www.hosseinmahallati.com/.

He is a dynamic businessman who has successfully added real estate investments to his portfolio to diversify it. He is a savvy investor who has amassed many properties around the world thanks to his acute eye for opportunity. Investing in The Trove, a trendy restaurant in the centre of Fashion Avenue in the Dubai Mall, was one of his most recent endeavors. This restaurant provides a delightful dining-in experience. He keeps making waves in a variety of industries and solidifies his reputation as a prosperous and innovative businessman. This is thanks to his varied approach to business. Hossein’s unwavering commitment to growing his footprint in the real estate industry shows that it has a special place in his heart. Despite his accomplishments, Hossein keeps a grounded perspective and is laser-focused on his goals. He keeps up the relentless job of building his business empire and is constantly looking for fresh opportunities to invest in and grow. Hossein is one of the most accomplished and recognized business leaders in the city. The reason for this is his unyielding tenacity and keen sense of opportunity. His desire to establish and develop assets that not only improve the neighborhood but also open up lucrative prospects for himself drives him to always look for upcoming opportunities for expansion and investment.

Top advantages when hiring fractional Chief Financial Officer with Sam McQuade? A CFO can improve the decision-making process by bringing facts, solid numbers, and asking the right questions. Another benefit to the business owner is the fresh perspective and insights brought by the CFO. This can have the added effect of making life a little less lonely for the entrepreneur. The CFO can be a sounding board and trusted advisor for new ideas and initiatives. Stakeholders such as investors, lenders and creditors react positively to the knowledge that a professional CFO has been retained. This takes on an added degree of importance when looking for outside investment, debt financing or positioning the company for sale. Read more details at Sam McQuade CFO.

With technological advances disrupting job descriptions, the organization will have its share of fear and resistance. Given the close collaboration between finance and information technology, the CFO is in a unique position to anticipate the future needs of organization and help mentor people with their reskilling into other growth areas. What else do you think CFOs can be doing now to adapt to the future? I’d be very grateful if you provide your comments and share your thoughts. Thank you!

Smaller companies, incubators and startups could not match the salaries that the full time CFO commanded on the world financial stage. The seeds for the concept of an Interim or Fractional CFO were planted in the mind of Sam McQuade almost 3 decades ago when he first entered the world of International Finance as an Entrepreneur Consultant in Geneva Switzerland after achieving his MBA/MA at European University. During this tumultuous time at the turn of the century on the international financial scene, Mr. McQuade was ahead of his time. He offered as needed financial consultation services for international behemoths the Swiss based Nestle Corporation and the US based medical device corporation Stryker. The focus of his services, which would years later be foundational in the concepts of Panterra was a new model in product development, manufacturing and marketing.

Friends With Benefits is a decentralized social network. It allows users to connect with each other and share content. It allows the users to collaborate and create new content. Users may connect with individuals who share their interests in other cities through city-specific hubs. The more FWB tokens a user has, the more opportunities to meet and interact with others develop. This is a decentralized autonomous organization (DAO) that uses the power of the blockchain to adjudicate disputes. Kleros is a DAO because it is powered by smart contracts. The Kleros token (PNK) is used to incentive jurors to vote on disputes. When someone wants to submit a dispute to Kleros, they first have to deposit some PNK. If the jury rules in favor of the person who submitted the dispute, then they get their PNK back. If the jury rules against them, then they lose their PNK. Kleros can be used to adjudicate any kind of dispute. It has been used to adjudicate disputes in online markets, freelance platforms, and even in the sharing economy.

As you enter each new geography, we help you adhere to the relevant regulatory requirements and stay compliant. In a world that is rapidly changing, we help you identify what that change means for your business and what measures you need to employ to protect it from a range of risks in the new economy.

A lot of our clients at Panterra Finance ask us about DAOs, what they are, and how they work. So we thought it would be helpful to write a blog post explaining them. Before getting into DAO, a brief few things about blockchain. A blockchain is a decentralized and distributed digital ledger that records transactions on many computers so that the record cannot be altered retroactively without the alteration of all subsequent blocks and the collusion of the network. Sounds complicated? Let’s take an example to understand this better. Suppose there are two people, A and B, who want to transact with each other. A wants to buy a product from B worth $100. In the old way of transacting, A would hand over the $100 to B, and B would hand over the product to A. This process is called ‘centralized’ because there is one central entity, in our case, a bank or PayPal, through which both parties have to go through to complete the transaction.

Searching to hire your first CFO or need interim coverage? We offer solution CFOs for urgent short term projects and longer term engagements. Flexible with clear pricing so you solve the needs of your business and don’t have to rush into a potentially bad solution and costly full time hire. Sam McQuade CFO has successfully scaled his decades old ideas into an innovative full-service Financial Partner Solution for incubators, startups, emerging business concepts as well as well-established international companies, corporations and organizations with the introduction of Panterra Finance. The Panterra Finance professional executive team members are equipped to provide an industry leading concept of an on demand Fractional CFO and Interim CFO during pivotal transitions. Find even more details on Sam McQuade CFO of Panterra Finance.

A fractional CFO helps determine how to get you from where you are to where you want to go. Growing a business requires strategic use of capital. For many fractional CFOs, one of their most important contributions will be providing a financial forecast that will act as a blueprint to achieve the growth in the most efficient, accelerated, and sustainable way possible. With a short-term (next 90 days), mid-term (rest of this year), and long-term (next 3-5 years) view of the business, a company can better anticipate its trajectory and cash position or requirements. It can make it easier to manage through the lean times, help determine when and how to secure loans or investments, anticipate future owner compensation, and help plan and prioritize future business decisions such as staffing, production, geographical expansion, etc.

Sam McQuade CFO of Panterra Finance discussing flexible Chief Financial Officer benefits in this period of recession? A full-time CFO may be a luxury few small businesses can justify. A feasible and recommended alternative to a full-time resource is a fractional CFO. This has the advantage of bringing a senior-level financial expert to the table but at a fraction the cost of a full-time resource. A fractional arrangement can work well indefinitely, and right up until a full-time CFO is needed. By basing key business decisions on relevant and accurate financial information, the business owner can avoid costly mistakes and reduce the risk of loss. Key decisions include those about financing the business, expansion or downsizing, whether to enter a new market or produce a new product; make or buy decisions and capital investments, to name a few. Find additional information at https://www.f6s.com/sam-mcquade.

The CFO function is evolving at lightspeed. With digital transformation and societal changes, the CFO role is rapidly turning into one of a “Chief Fiduciary Officer”, which is going beyond the traditional financials to look towards the future and lead long term value creation in a world of many unknown risks. Storytelling is a very powerful tool to engage and energize teams about value creation and potential pitfall areas. The traditional path of CFO usually starts with a solid foundation based on technical knowledge and then after about 15 years, the great leaders earn the coveted title.

While surveying the landscape of the 21st Century economic climate, Sam McQuade, CFO, CEO and Financial maverick realized that the benefits of the gig economy and off-site personnel had hit the preverbally glass ceiling at the executive floor. Large established companies, corporations and organizations were captive of contracted executives. These executives could be effective and efficient however they could also be playing the game of international finance with obsolete rules, models, and ideas.

Now, suppose there is a problem with the website. Maybe the server goes down, or maybe there is a bug in the code. In such a case, the smart contract will still be functional, and the transactions will still take place. This is because the smart contract is running on the blockchain, which is a decentralized network. Even if one node in the network goes down, the other nodes will still be up and running, and the transactions will take place. This is just a very simple example to show you how a DAO works. In reality, DAOs can be much more complex, and they can do many more things. For instance, they can be used to create decentralized versions of traditional companies or organizations.

As independent internal auditors, we compile in-depth audit reports that convey insights on both known and unknown risks and vulnerabilities in order to protect your business. We hold a niche in capital project auditing and in assisting start-ups with outsourced Internal Audit services.

A lot of our clients at Panterra Finance ask us about DAOs, what they are, and how they work. So we thought it would be helpful to write a blog post explaining them. Before getting into DAO, a brief few things about blockchain. A blockchain is a decentralized and distributed digital ledger that records transactions on many computers so that the record cannot be altered retroactively without the alteration of all subsequent blocks and the collusion of the network. Sounds complicated? Let’s take an example to understand this better. Suppose there are two people, A and B, who want to transact with each other. A wants to buy a product from B worth $100. In the old way of transacting, A would hand over the $100 to B, and B would hand over the product to A. This process is called ‘centralized’ because there is one central entity, in our case, a bank or PayPal, through which both parties have to go through to complete the transaction.

Looking to hire your first CFO or wanting only some interim coverage? We offer CFOs for urgent short term objectives and longer term engagements. Customizable with transparent pricing so you cover your business and don’t have to get into a potentially very bad and costly full time hire. In disrupting the traditional contracted title of CFO, Panterra Finance innovatively offers all its clients thought leadership based on international financial market experiences. Panterra Finance offers a unified international approach to businesses in the Americas, Europe, Asia, and Africa. Eight centrally located offices in the USA, Switzerland, the Middle East, and the emerging African Continent, offers global enterprises Fractional and Interim CFO services backed by a team with a grasp of dynamic world trends. Discover even more details at Sam McQuade.

Fractional CFOs can help companies: Develop existing employees and hire new ones that bring essential knowledge and skills; Implement systems that will support sustainable growth; Improve visibility and analytical capabilities to convert large amounts of data into actionable information; Explore causes of revenue leakage, cost overruns, and operational friction in a growing business and develop potential solutions. A fractional CFO is also often brought into an organization to help achieve a particular goal, such as raising capital or preparing for a sale, merger, or acquisition. Most fractional CFOs have helped raise hundreds of millions of dollars of debt and equity funding for multiple companies, and have helped oversee a number of mergers and acquisitions.

Premium benefits to hire a fractional Chief Financial Officer from Sam McQuade CFO of Panterra Finance? A properly qualified CFO is a business professional with relevant experience within various commercial environments. This important distinction between a career CFO and the CPA is key. The CFO can solve many financial and business problems in short order, due to having had experience in such matters and the ability to quickly identify and address issues and employ best practices and techniques. Hiring a CFO to perform the financial and administrative functions of the business, frees up the business owner so they can focus on other value-enhancing aspects of the business. In addition to bringing financial and accounting expertise – a CFO can deal with most administrative areas such as human resources, facilities, insurances, legal and compliance, as well as stakeholder relations. See additional information at https://www.crunchbase.com/person/samuel-edwin-mcquade.

Vision, Roadmaps and Business Plans are typically good collaboration processes, however alignment on meaningful strategy is driven by relationships and the CFO cannot over-communicate in this area. In an era of “greenwashing”, the CFO has a real opportunity to lead since success will ultimately be measured with scorecards and transparency. Sharing the Sustainable Story with financial support is the most credible way for stakeholders to see progress.

While surveying the landscape of the 21st Century economic climate, Sam McQuade, CFO, CEO and Financial maverick realized that the benefits of the gig economy and off-site personnel had hit the preverbally glass ceiling at the executive floor. Large established companies, corporations and organizations were captive of contracted executives. These executives could be effective and efficient however they could also be playing the game of international finance with obsolete rules, models, and ideas.

The option of working from anywhere in the world is another advantage of a DAO. In a traditional organization, you have to be physically present in order to participate in the organization. With a DAO, you can participate from anywhere in the world. All you need is an internet connection. There are many other examples of DAOs, and there are many different ways in which they can be used. The possibilities are endless, and it is up to the creativity of the developers to come up with new and innovative ways to use them.

As independent internal auditors, we compile in-depth audit reports that convey insights on both known and unknown risks and vulnerabilities in order to protect your business. We hold a niche in capital project auditing and in assisting start-ups with outsourced Internal Audit services.

The last two to three decades have seen a paradigm shift in the lives of almost everyone. The Internet and the web particularly have given a whole new meaning to the way we communicate and interact with each other. Web1.0 was all about connecting people and devices. Web2.0 was all about connecting people with each other. Recent years have seen the development of Web3.0 which is an entirely different ball game. Web3.0 is all about connecting people with machines and devices to create a more efficient and trustworthy internet. This new web is built on the back of blockchain technology which allows for decentralization, transparency, and security. One of the most exciting applications of this technology is the DAO or decentralized autonomous organization. With everything Web3.0, some concepts are harder to understand than others for now. With increased adoption, they will enter the mainstream sooner.

Searching to hire your very first CFO or wanting only some interim coverage? We offer CFOs for urgent very short term projects and longer term engagements. Customizable with transparent pricing so you cover your business and don’t have to rush into a potentially bad and costly full time hire. Sam McQuade CFO is the Founder and CEO of Panterra Finance. This worldwide Financial Partner Solution services is a leading innovator in the new economy of scale offering a new executive suite model with the Fractional CFO and Interim CFO. The Panterra Finance team with expert Interim CFO executives and Fractional CFO services brings with it a global financial leadership team to the new world economy. Describing Panterra Finance in his own words, CFO Sam McQuade stated : As Founder/CEO of Panterra Finance, I am on mission to help guide businesses to achieve success through thoughtful strategic financial collaboration. Find extra details at Sam McQuade CFO.

Fractional CFOs can help companies: Develop existing employees and hire new ones that bring essential knowledge and skills; Implement systems that will support sustainable growth; Improve visibility and analytical capabilities to convert large amounts of data into actionable information; Explore causes of revenue leakage, cost overruns, and operational friction in a growing business and develop potential solutions. A fractional CFO is also often brought into an organization to help achieve a particular goal, such as raising capital or preparing for a sale, merger, or acquisition. Most fractional CFOs have helped raise hundreds of millions of dollars of debt and equity funding for multiple companies, and have helped oversee a number of mergers and acquisitions.

Quality banknote counter manufacturer? Once a stack of bills has been placed into the hopper on the top of the machine, the bill on the bottom of the stack activates a sensor which triggers the feed-in roller. The feed-in roller takes this bill and then successively passes it to a secondary roller operating at a much higher speed. Side-mounted friction flanges ensure that only one bill is fed into the machine at a time. A fanning wheel causes the bills to be spaced out as they are scanned by an optical sensor which counts each bill as it passes (and determines the bill’s value – if the machine offers a value count feature). Find extra details at money counter.

Every government agency may need at least two of the best cash counters. One will be needed for the cashier, and the other one will be needed for the audit department cash room. Every organization has several windows to collect cash, and finally, the large amount of cash gets aggregated for audit. It is quite natural to have a counting issue with a large amount of cash. The required number of counting machines completely depends on how much money the organization needs to count and sort per day. The best cash counter machine can count a huge amount of cash and sort them without any error as these machines are completely free from human involvement.

The company also investigated the commonly used cashless transaction methods in these countries, including UPI payments and credit or debit card payments. The results indicate that the most common cashless transaction method used by Japanese and Koreans is credit card payment as 90% of Japanese and 83% of Koreans use credit cards for cashless payments, which is much higher than UPI and QR codes even debit card payments. On the other hand, the Chinese love to use QR code payment methods more than any other cashless transaction method. 86% of Chinese use this cashless method.

How to count change? Counting change and returning it to the customer is an easy task if you have a proper idea of what you are actually doing and know the maths. There is a number of ways that you can adopt for counting change. You can first read the number on the cash register, followed by counting back the change amount to the customer. This ensures that you have given the right change to the customer. Second, you can also count the change from the total amount of the sales and the cash you have received.

A currency sorter is a commonly used tool in the financial department of almost all sectors. It works wonders in simplifying the strenuous and time-consuming task of sorting the huge bundle of coins or notes, which employees can otherwise use for something productive. In addition, it prevents any errors that are likely to pop up when counting currency manually. Not to be overlooked, the use of a currency sorter to count cash is an efficient and rapid method of organizing monetary tasks.

All the documentation processes handled by government agencies are extremely important and so the payment related to those processes. That’s why the agencies need to be extremely careful about cash handling. On the other hand, it is known to all how counterfeit money has become a threat to everyone, especially in the United States. That’s why government agencies need to give special attention to the cash debited by the citizens. If it is done manually, it will not only be a time-consuming process, but also there will be chances of errors that can harm a citizen in several ways. Read even more details on https://www.amazon.com/RIBAO-Denomination-Professional-Effective-Counterfeit/dp/B08HMQT31J.