Edward Corpus Reyes or the ascent of a project leader: Edward Corpus Reyes is responsible for supporting global strategies and driving opportunity identification leading to impactful operational efficiencies and continuous improvement. He provides global governance on programs and productivity management against global product targets.

A program manager creates a program’s strategy and objectives and assesses how it will impact a business. He or she must define and oversee a list of dependent projects needed to reach the program’s overall goals. Think of a program manager as an architect who sketches a blueprint. While architects don’t install plumbing or drywall, they make sure all these pieces come together to create a beautiful home. The program manager’s role extends beyond the completion of individual projects to the long term realization of the whole program.

Shared services need four to five years to implement. The transition to shared services occurs in phases: change management, building shared services infrastructure, implementation, and optimization. Gradual transfer of functions reassures non-client units that SSCs function effectively and encourages new clients to participate in shared services initiatives. Edward Corpus Reyes is a lead program management and reengineering initiatives for the Human Resources Shared Services globally in close partnership with global and regional stakeholders.

How is to lead operational efficiencies through application of LEAN methods, standardization and Smart Automation (Robotics, etc.) resulting to productivity saves of almost 2M USD year on year ? We can ask Edward Corpus Reyes about how is to provide thought leadership and engage with senior stakeholders across the wider organization. Partnered with Global and Regional counterparts on strategy and delivery of projects in the region.

Edward Corpus Reyes led program structure across the team and application of PMO methodologies in project execution. He promoted continuous improvement culture via different programs including but not limited to LEAN trainings and certifications, Bright Ideas and Innovation Cafe sessions. He delivered on regional initiatives for Recruiting & Onboarding, Payroll and cross function projects leading to centralization, standardization and streamlining of processes. He represented regional projects team in Manila Leadership by engaging with colleagues on leadership meetings and critical issues in the Citi Service Centers.

While program managers and project managers share similar responsibilities, there are key differences between the two positions. The same thing goes for program management vs. project management. So whether you’re considering either as a future career or are looking to understand how these two camps might work better together, it’s important to know how they relate to each other.

But Edward Corpus Reyes is not only an excellent professional, he is also an active social person, dedicated to the community, open, he likes to donate to charity and also to coach & mentor aspiring students or junior employees.

Roofing replacement firm Colorado Springs: If it’s safe to do so, a roofer should take photos of the roof and its drainage systems. (Or, ask a colleague to safely assist.) These can give the roofer and the homeowner a baseline record against which to measure if a small problem appears to be getting worse. Or, if the roofer spots a change in the roof and isn’t sure what it means, he can email the photo to a fellow roofer to see if they think it warrants a repair. Whether you’re a homeowner looking to maintain the life of your roof system, or a roofing professional educating your client on the benefits of regular inspection and repair, committing to a consistent schedule is like a well-constructed roof – well worth the investment.

1st important step is to maintain your gutter properly. According to the National Roofing Contractor’s Association, homeowners should have their roofs professionally inspected at least twice a year — once in the fall to check on any damage the summer sun and storms may have caused, and once in the spring to see if winter weather took its toll on your roof. Checking in on the state of your shingles, gutters, flashing, and protrusions is important for maintaining good roof health. Once those start to wear down, costly repairs start to build up. If you notice open gaps or loose roof materials during your spring inspection, make sure to call a licensed contractor so your roof can get ahead of the damage before summer storms wear them down even more.

True Nature Roofing specializes in making the roofing process as simple as possible. In return, our customers are faced with the least amount of time, money, and heartache necessary. We are a leader in customer service and we focus on what matters most… you! With every job we commence, there is a secure feeling of knowledge, experience, and integrity that is embedded in our work. We provide FREE roof estimates in our Colorado Springs service area upon request. We can also work on roof pricing directly with insurance companies to help reduce out of pocket cost. True Nature Roofing has the necessary resources to handle residential and commercial roof replacements whether it is a small project or a large project with high-end designer shingles. Our specialized installers can handle tile & slate repairs, custom metal roofing replacements, and flat, rubber, or TPO roofing projects. The True Nature Team has also had extensive experience working with T-Lock shingle roofing replacements. Colorado Springs has a large number of homes that were built with the interlocking, T-Lock style shingle due to a large backstock of these materials having been made available to home builders after they were discontinued by manufacturers. Many property owners are finding that their property insurance policy has an exclusion of coverage or an extremely high deductible for homes with T-locks. Find out more here on the hidden COST of T-Lock Shingle Roofs.

Lets discuss about Replacing your roof in Colorado Springs. So, how do you maintain a roof? Well, the first step is simply to check up on it as often as possible, especially after a heavy storm or high winds. The good news is that you don’t have to clamber up a ladder to get a good look at your roof. Instead, all you need is a good pair of binoculars to see any potential problems. Here’s what you should look for when inspecting your roof yourself: Missing shingles, Curling shingles, Cracked shingles, Peeling flashing, Missing granules. Discover even more details on Professional Roofers for all Repairs Big or Small.

Inspect for Rust: If you constructed your roof using any metallic parts, then you need to check regularly that there is not corrosion/rust on the metal parts. If you notice rust developing, it’s important to wire-brush to remove the rust, prime and finally paint the affected areas of the metal to retain keep them healthy longer. Clean the Gutters: Gutters that clog up can cause a lot of damage to your roof. The reason for this is that water accumulating on gutters can easily make its way underneath your roofing structure. By keeping your gutters clean and in good repair, you ensure they can serve their intended purpose, alleviating any immediate dangers to your roof in the process.

Moss might seem harmless, but its growth can actually damage your roof. If you want to keep a well-maintained roof, then conducting an inspection and occasional moss removal procedure is going to dramatically extend its longevity and prevent damage from occurring. Moss traps moisture, and homeowners know that moisture means problems—you don’t want any moisture near your home’s structure because it leads to things like weakening in the structuring and compromising its integrity. The moss must go! Use an environmentally safe pesticide to remove the moss and consider placing zinc strips if the moss likes to keep coming back.

Top car services Mot Whitley? Do not worry as you do not need any cash to pay for your breakdown recovery service, we accept only all major debit or credit cards for the services that we provide you. We offer a 1st Class car recovery breakdown service in lots of areas of the united kingdom and if you just only need a jumpstart to get you going this is also no problem at all for us just give us a ring and we will do all we can to help you on your way.

As a resident of Reading or Berkshire, you really need not look further than The BMW service centre. We have the best BMW specialists in the area and our assurance to all our customers is that they can entrust their prized BMWs with us. There are many vehicle service centres in the Reading and Berkshire area and yes they do provide a wide range of vehicle related services. However, one thing that you need to know is that a BMW should never be left to regular mechanics. You will be happy to know that our mechanics are not your everyday average technicians; we have the expertise to sort out any issues that your BMW might be having and get you safely back on the road in double quick Time

An MOT involves dozens of checks on your car, ranging from the brakes and fuel system to lights, mirrors, seatbelts, windscreen wipers and exhaust system. You can also get an MOT done at a local council test centre. These test centres don’t normally carry out repairs as well as MOTs. It doesn’t cover the condition of the engine, clutch and gearbox. To find your nearest authorised MOT test centre, visit these websites. How long does an MOT take? An average MOT test takes between 45 and 60 minutes, but there are a couple of other things to take into consideration. Discover extra information at Mot Whitley.

We take on insurance car body work reading including private car and commercial vehicle repairs for our customers that do not want to go through their insurance avoiding loosing their no claims bonus, car insurance is expensive so we fully understand you going down this route and are very happy to help where we can, we also undertake restoration work on vintage and modern cars. BodyWork Repairs Reading: The best Reading Automotive Car And Commercial Car Body Repair Centre in Reading Berkshire.

The Car Service Centre Reading is an established business that has a wide range of loyal customers throughout the Reading and Berkshire areas. Our reputation for providing an honest, professional and cost-effective service has grown through recommendation for over twenty five years. We offer all kinds of car repairs and we are your one stop shop for all Car Services that you will or may require. We Can offer a Courtesy Car for our Customers that have booked their car in at our garage that cannot be turned round or repaired within 24 Hours. Discover more details at this website.

Paintless dent repair tips? Just like any skill, PDR takes a significant amount of time to master. NOCO always recommends you see a professional in order to be fully satisfied with a repair. However, it is possible to remove dents yourself at home, granted you have the correct tools. Properly removing dents involves getting the special metal rods and body picks to push out dents from the underside of the body panel. This is easier said than done, as you simply cannot place your hand behind the panel you need to work with. There are liners and multiple panels that will may need to be removed to get to the working surface. On top of this, PDR is very much a technique of “fine tuning,” meaning that it is easy to push too hard and make the dent worse and/or cracking the paint.

Cheaper than professional repair. Paintless dent repair (PDR) kits can substitute a trip to the repair shop and help keep more money in your wallet. There are kits for tiny, medium-sized, and large dents, and the average price of the kits is generally a fraction of what you’d pay for repairs. Easy and convenient. With the right dent puller, it’s very easy to set up in your driveway or parking lot. The best PDR tools are shipped with detailed, easy-to-follow instructions. You can rest easy knowing they will not damage your car’s paint. The glue-pull PDR is a technique used on dents and dings. It involves using specialized glue to attach a tool or suction cup to the dented part of the surface and then pulling or twisting another tool to pull it out. When you’re looking for the best paintless dent repair tools, consider this method because most kits are sold all-in-one with everything you need to make your car’s exterior look new again. This method doesn’t damage your car paint, doesn’t require strenuous effort, and is environmentally-friendly. To begin working the underside of the sheet metal, the Tech uses long metal rods named PDR tools. These tools are used to reach into tiny gaps between panels and into other holes, and they prevent the need to remove panels and lining. However, for dents in difficult locations some disassembly may still be required. Using the PDR tools the Tech will slowly push the dent upwards repeatedly, stretching the metal back into its original position. Depending on the severity and location of the dent, this may take many pushing repetitions to flatten the dent.

“Will past hail damage affect my car’s value?” Unfortunately, hail damage can devalue your car – if left unrepaired for an extended period. Hood dents caused by hail can eventually lead to chipped paint, which ultimately opens the body up to rust; this is one of the most common problems associated with vehicle hail damage.

For professional auto body repair shops, removing small dents from a car is not difficult. Some car enthusiasts can even handle this project at home, provided they have the right tools for the job. However, if you’ve been overcharged for dent removal in the past, then you may be tempted to simply leave small dents in your car’s exterior forever. Fortunately, a trustworthy auto body repair shop will smooth out those annoying dings in your car in no time. With the right paint and body professionals on the job, dent removal is easy and affordable. That’s because of a popular technique known as paintless dent repair.

Every vehicle that we complete is carefully inspected. We do a thorough check of both the interior and exterior to ensure that your vehicle has been treated with care and serviced accordingly. With every customer, we go over the services provided and the damage repaired. We go to every extent to make sure that our customers are happy with our service. Our customers are our most valuable asset, and we will always listen to your needs. We are committed to exceeding and surpassing your dent and hail repair expectations. Our goal is to deliver quality and professional paint less dent repair services that you deserve. All of our team members are trained to deal with all auto hail repair processes. From scheduling to maintaining an open line of communication between you and your insurance company. We promise to make this process as seamless as possible. With the help of our experienced hail repair technicians, we will manage all aspects of any hail or dent problem you may have.

Benefits of Paintless Dent Repair: There are many advantages to getting paintless dent repair instead of relying on conventional methods. Below, we list a few of them: PDR is known for being an affordable service. It doesn’t cost as much as traditional dent repair because it doesn’t rely on replacement paint, and your chosen auto body shop doesn’t need to install new body panels. Aside from saving you lots of money, PDR makes your insurance company happy because there’s no need to spend a huge amount for repair. Explore a few more details on Hail Damage Repair Colorado Springs, CO.

PDR Hail Combo Kit : PDR can be used on aluminum and steel vehicles if the paint surface is in good condition, meaning it’s not cracked or scratched. In addition, the surface cannot have any torn metal or sharp edges – otherwise, alternative dent repair methods will need to be used. Body filler: Commonly called by its trademark name “Bondo,” body filler is a substance used to fill in dents or dings. A tried and true solution for dent repair, body filler has been perfected throughout the years thanks to evolving technologies and innovations in the refinish industry. Today’s market offers many types of formulas designed to repair varying degrees of damage, from lightweight body filler for minor dents to heavy-duty filler for extensive damage.

Best auto glass repair services in Colorado Springs: In addition to impeding your ability to see the road, a cracked windshield carries these unseen dangers; some of which are potentially life-threatening: Greater likelihood of rollover accident injury. Cracked glass becomes weakened structurally, and during a rollover accident, your vehicle’s roof is more likely to collapse if the windshield doesn’t hold up to the weight as it was intended to. Higher front-end collision danger risk. Intact windshields are designed to transfer the force of a frontal collision down into the chassis, which lessens the impact you and your passengers feel. Cracked glass can also shatter more easily during a front-end accident, fly around the passenger compartment, and cause injuries.

To schedule windshield repair or replacement, please contact the auto glass specialists. The faster you get your car to us, the better chance there is of a successful repair. Of course, if a repair isn’t possible, we can replace your windshield. Tape removal: Leave retention tape on for 24 hours after windshield replacement. Future rock chip care: If your windshield is chipped or cracked within 12 months of the replacement, we will repair it for free. We will even replace it if the glass is damaged beyond repair. Explore more details on Auto Glass Repair Colorado Springs.

Auto glass repair products can be just as successful at fixing chips as the tools mobile windshield repairers use—and at a fraction of the cost. No need for auto glass doctor house calls when you can squeak on some vinyl gloves and do a quick fix yourself. You may void your vehicle warranty if you attempt to repair a windshield crack or chip yourself. Should any further damage or personal injuries occur due to faulty repairs, you could be in trouble—both financially and ethically. When you have your auto glass repaired by a certified body shop like Northside Ford, you’ll receive a full guarantee on parts and labor.

Auto Glass Replacement: No matter your vehicle’s age, we can help you with a complete windshield replacement. Fix Rock Chips: We can fix your rock chip repair within hours and deliver best output possible for better customer satisfaction. Free Mobile Service: We can dispatch a mobile unit or you can visit our main facility and have your repairs done while you wait. Our standards of excellence in customer service, products, and commitment to safety.

In some cases, a rock chip or star in the windshield can be repaired, saving you the cost of a new windshield. Mazor says some installers claim that cracks can be repaired even if they’re up to 15 inches long, but only if they intersect just one edge of the windshield. Beck says rock chips, which he also fixes, are easier to repair when the damage has just occurred. Over time, rain washes dirt into the crack, making it harder to seal. He suggests carrying a roll of clear tape in the glove compartment to quickly cover a crack until it can be fixed.

Looking for a basement waterproofing company in Utah? If you want an unbiased opinion on your home, have a structural engineer assess your home. Engineers have nothing to sell but their services, so they will only recommend what is necessary to ensure the stability and and safety of a home. The average cost is around $400-$500.

At first, a minuscule crack in the wall or the slight buckling of the foundation might not seem like an immediate problem for your home. Minor issues are often overlooked and neglected—until the problem becomes much larger and compromises the overall stability of your home. The best defense against escalating expenses is to scan for potential signs of foundation damage and address these issues as soon as they appear. Many of these signs often manifest in other parts of the home, usually several levels above the underlying foundation.

Chad is a 3rd Generation contractor. He was raised in West Texas with strong family values. Being a third-generation graduate of Texas Tech University, Chad put himself through college just as his mother and grandmother did before him. After graduation Chad became a property adjuster specializing in foundation claims for State Farm because it not only required his new degree but also allowed him to use the contracting experience he gained while running his business during college. Upon the arrival of his third child with his wife Deena, Chad knew his income would have to increase. When Chad left State Farm, he went back into general contracting in Houston Texas. Find extra information on Foundation Repair in Utah.

If your house is brand new those cracks are probably nothing much to worry about but do your homeowner due diligence and keep your eye on them over time. If they change in size or shape, or you see new ones, that’s a different story. Those cracks should be addressed quicker. Older homes can have foundations created from just about any material including stacked stones with mortar joints. I had one of these homes in the northeast U.S. and the foundation was in need of a bit of love; it and the house were over 150 years old. It’s easy to show age at 150! The foundation had a small leak in the older mortar and the water caused a slight bow; this happened long before I bought the home. One of the easiest ways to fix that was by doing basement foundation waterproofing. A waterproofing paint was applied to the whole wall from the inside. As I mentioned, the French drain was also installed in the yard to pull water away from the foundation. I made sure to complete these fixes as soon as I noticed the problem. The wall didn’t seem to move or leak again after I learned how to make those repairs to save my stone foundation.

How does a foundation issue affect my home’s resale value? This may seem like a simple question, but there’s no straightforward answer. The relationship between foundation damage and resale value depends on a number of factors.

When it comes to foundation repair methods, trust that Foundation Professionals of Utah is the foundation repair company with every known solution the industry. Some of the tools we have available are foundation piers, helical piers, wall anchors, helical tiebacks, epoxy crack repair, perimeter drainage systems, basement waterproofing in all forms and crawlspace encapsulation. Providing you and your family a healthy, stable and dry home is our goal. Doing it cost-effectively is your goal. We understand the balance between the two.

Best air cooler for the home in India? The other (and easier) option: purchasing a pre-packaged set of pots and pans. These sets can get a bad rap for bundling together a bunch of stuff you don’t need (while at the same time not including everything you do). But, we knew there had to be a handful of well-thought-out sets, so we tasked a professional chef (that’s me!) with finding them and discovered our favorite is the Cuisinart MCP-12N Multiclad Pro Stainless Steel 12-Piece Cookware Set (available at Amazon for $196.99).

Tip of the day: Don’t mind a less-organized freezer. French-door freezers tend to have very little shelving; usually they consist of just one or two big, tublike drawers. Some people find that they lose items in these tubs. If you eat a lot of boxed, frozen goods, a side-by-side or top-freezer fridge may be better. Often store wide dishes or containers. Pizza boxes, large baking sheets, and full-size turkeys are more likely to fit into a French-door fridge or freezer than into a narrower side-by-side.

Use permanent press: This medium-heat cycle with a cool-down period at the end is a proven crease curber. Don’t pack clothes in. They need to float freely or they’ll wrinkle. Don’t wait for the dryer to ding. You can skip ironing dress shirts, pants, and school uniforms by taking them out of the dryer 10 minutes before the cycle is done, when they’re slightly damp. Give them a good shake and hang them up, pressing with your hands.

This LG AC is an ideal fit for your bedrooms, not because it is economical, but because of its excellent performance and power-saving features. This 5-star AC is undoubtedly one of the best ACs in India today. LG does not compromise on the quality aspect in any way. It explains why LG products are highly popular. This LG AC saves a lot of energy while cooling your room in double-quick time. The Dual Cool technology ensures that hot days are things of the past. India has a vast coastline that contains a high percentage of ozone in the air. These LG ACs are perfect for Indian conditions because the copper coils come with Ocean Black Protection feature to ensure there is no corrosion. The Gold Fin condenser can withstand the harshest elements of nature like ozonised air, rain, dust, and other corrosive elements. LG ACs come with a maximum cooling score of 5 that ensures the AC cools the rooms high ambient temperatures, as well. The R32 refrigerant in use in this AC is highly environmentally friendly. Heat dissipation is a stellar quality of any AC. Discover additional details on Inverter ac means?.

In-depth cleaning of the refrigerator is done every two to three months, with a higher frequency in the warmer seasons (spring, summer), because then you will store foods with a higher degree of perishability. Eggs, cheese, chilled meat, vegetables and seasonal fruits have a limited period in which they keep their freshness, even if they are kept cold. Here’s what you need to make your job easier: Soft towels, quality sponges or microfiber towels, A bucket or container for water, Dishwasher or universal surface, Protective gloves and Garbage handy.

Daikin and Lloyd are the two companies that are going head to head in the AC market share in India. Combining both, they are sharing 22% of the market trust in terms of sales (11% for both). Lloyd is own by Havells India Ltd. which makes it a national brand; however, Daikin is a Japanese multinational company. In terms of performance, Daikin ACs are generally much better than Lloyd AC. However, the improvement of Lloyd AC has been significant in the last two years. The major difference between these two brands is that Daikin only focuses on HVAC (heat ventilation and air conditioning) while Lloyd is focusing on major home electronic products. Discover more information at AC Review.

Sanding & Buffing: Encore robotic sanding and buffing systems utilize the Encore multi-headed tool as well as off the shelf sanding equipment to provide robotic sanding and/or buffing to the full exterior surface of vehicles as well as vehicle components/parts: The Encore system integrates automatic paper changers to remove, replace and validate paper changes. Dust removal systems can also be integrated to remove residual material left behind the sanding process. Encore systems offer automatic tool change capabilities to provide additional flexibility for the sanding process. When combined with defect detection the entire process of seek and finesse can be totally automated.

Automation systems spray a PVC or Polyurethane based material onto the rocker panel, sill, and under body to prevent stones and rocks from chipping the paint in this area. Also known as stone guard chip or SGC. TKS is a General Contractor for building industrial manufacturing plants, offering turn-key services including project management, construction site supervision, oversight of skilled trades and subcontractors, quality assurance, start-up, commissioning, and spray trials.

With proprietary in-house engineering, simulation, and design capabilities, TKS can help you choose tank lengths, conveyor speed, and dip angles to meet your company’s requirements. TKS offers design, fabrication, and installation of industrial tanks for electro-coat and UF rinses. Our unique lineup includes the iron removal system (Flood Spray), high-performance washing system (Parallel Separator), and counter-flow circulation tank in the degrease process, and high-pressure spray water washing processes. I-LAS (Impact Blast Washer System) is our high-performance water washing system which efficiently remove iron powder from body surfaces with minimal water and pressure. Read extra details at paint shops.

TKS offers two dry paint capture options, in addition to our traditional water-based paint capture system. The first is a limestone-based system to capture paint over spray. The second option is a replaceable dry filter which captures the paint over spray in a cardboard box with several layers of filters.

In most paint shops, all major paint cure ovens are followed by a cooling tunnel to return the body to a lower temperature. This reduces the amount of paint smoke that is exhausted into the plant, ensures the bodies are at a cool enough temperature for team members to touch or for more paint to be applied, and also reduces the overall heat-up of the building.

TKS is committed to providing our Customers with products and services that meet or exceed expectations. We will identify and anticipate the Customers’ current and future needs and create and implement quality products to satisfy those needs. Through this, we aim to maintain an impeccable reputation in our field and ensure our success well into the future. Discover extra info at https://www.tksindustrial.com/.

Quick payday loans tips by Slick Cash Loan? Loan costs: Speed may seem more important than loan cost, but it’s still important to compare fees and annual percentage rates from multiple lenders. Most online lenders offer pre-qualification, which involves a soft credit check and allows you to preview your rate and term without impacting your credit score. The loan with the lowest APR is the cheapest and usually the best choice, as long as the monthly payments are affordable. Use a personal loan calculator to estimate your total interest costs and monthly payments on a new loan.

HQS sets standard of quality which HUD has determined as the minimum necessary for the health and safety of residents. Although the standards are not very high, these are very strict and apply to apartments and single-family homes besides shared housing in a group environment. Sometimes mortgage properties move into foreclosure if the owner misses there EMI payments. To recover some of their initial investment in the property, the lender seeks the help of HUD which helps to sell such homes. The resale of the house makes good the losses of both the government and the lender. So, both these agencies are usually concerned with selling the house as soon as possible. Sometimes this haste tends to lower down the average prices of the property.

Another excellent way to receive payday loan debt relief is by asking the creditor if you can restructure the loan into a payment plan. Putting a payment plan on your payday loan will give you more than your next payday to pay the loan in full. Many times when payday advance companies allow their customers to pay through an extended payment plan, they will give the customer 6 months to 1 year to pay over time. You and the payday loan advance company will put yourself on a reasonable monthly payment plan. That way you will be able to pay the loan in full without the worry of paying it by your next payday. You will also be able to pay your credit cards and other bills during the time it takes to payday loan relief through an extended payment plan. See even more info at easy payday loans online.

Now that you know the “fair market value” of the home you like, it’s time to determine how much you are willing to pay. Establishing this prior to making a formal offer helps define your personal limits. You should determine how much to offer, how much earnest money you will put down, how much of the closing costs you will ask the seller to pay, when you plan to settle, and what inspections you plan to have conducted. Your agent will offer great advice for structuring your offer. Remember to ask your agent about contingencies and their importance. If you don’t fully understand something, be sure to clarify it.

This makes sense when you are in line for a pay raise and/or promotion. You may be approaching the date for a scheduled pay raise. Maybe you’re working on a special project that will trigger a raise. Perhaps you’re earning a credential that will lead to a raise. However it occurs, a pay raise can only help. “It affects your loan ratio,” Brown said. “It can also enable you to make a bigger down payment, which can reduce your monthly costs. But whatever you do, don’t take on more debt until the raise actually happens.” Taking on more debt in anticipation of a raise that does not occur can put you into a financial hole, Brown says.

Most lenders will require you to show that you have an active source of income. Start by gathering documents that show your income over the past few months. Include things like bank statements, PayPal and e-commerce ledgers, tax returns, receipts and any other documents that show you have money coming in. The exact documents required will vary by the lender you choose and the nature of your business or work. Personal loan lenders are quite flexible in the uses that will be approved for a personal loan. That being said, you will need to let them know why you are taking out the money and how much you want to borrow. Having this decided prior to reaching out will help to expedite the process. Additionally, it can protect you from taking out more money than you need and digging an unnecessary financial hole. See more info on here.

Maternity Wear for kids? These bibs are designed to soak up the fountain of drool your wee one will produce somewhere around three months old all the way until about a year—also known as teething time. These dribble bibs have a cotton layer on top, next to your baby’s skin, and bottom layer of absorbent fleece, making them thicker than your average bib. They also have two snaps so you can expand their size as your baby grows. Most importantly, these cute bandanas keep your baby’s neck warm and clothes dry.

The Pognae line of baby carriers is super popular in Australia and Europe, and they’ve received tons of awards for their style, versatility, and overall quality. It’s a premium baby carrier that comes at a premium price close to $200. The company itself is based in South Korea and only over the past few years have these hipseat baby carriers been available in Europe and the US. We got our hands on their number 5 version for testing late last year. And to be honest, we were super impressed with it! Starting with the basics, it supports babies from 3 months old up to 3 years old, so it’s not ideal for newborns but we prefer using a good wrap for newborns anyway. The maximum weight is 44 pounds, which is pretty high for any baby carrier, second only to the LILLEBaby. It claims to have 6 carry positions, which is a little amusing considering 3 of those positions are just the hipseat alone without the rest of the carrier: one where you lay the baby down partially on the hipseat (a good position for feeding), one where the baby is sitting on the hipseat facing outward, and one where the baby is sitting on the hipseat facing inward.

As the parent of an emerging fashionista, you know how important it is to your kid to keep them up to date on all the latest styles. It’s hard to keep up with retailers’ ever-changing display of footwear, clothing, and accessories, but we’ve got your back. Keep reading to learn about seven trends in children’s fashion you can expect to see in 2020.

The kids’ clothier Tea Collection has been around since 2002, which sells charming baby clothes that aren’t obnoxiously loud. As for the quality of the fabric, stitching, snaps, and buttons, it’s simply top-notch; I can see them having multiple lifespans as they passed on to other kids after my baby daughter outgrows them.

Many parents say it’s their favorite baby product, no matter the type or brand. It gives your arms a break and can easily sub in for a stroller, especially if your child gets upset when they can’t see you, or you need to navigate crowded spaces like airports and stadiums. It’s also great to use if you like hiking and want to bring your child along. Some parents only use a baby carrier when their child is small—newborn through six months or so. Other parents continue to use a carrier well into the toddler stage. You’ll get the most out of it before your little one learns to walk and wants to roam free. Read additional info on Baby and Toddler Toys.

They are not so attractive, but can keep the child from rain or snow, and it is important for his health. Eventually, these jackets as well as rain pants and rubber boots reach the goal – the kids are packed dry and warm even in wind and rain. Like many other moms, I am happy to buy most things second-hand whenever possible. It’s good for my pocketbook, reduces waste, and there is something endearing about dressing my boys in well-loved clothes that come with a history. While eBay has generally worked well for my shopping needs, you still have to wade through a lot of junk to find someone who sells quality used kids’ gear.