Top class certified translation services in Houston? When you’re looking for a local source apostille alternative, AZ Translation Services offers all the documents you require in one stop. For example, running across town or the state for certified translation, apostille certification, and a visa from a foreign consulate may not be the way you want to consume your time before a trip. Especially if it is for business or leisure. Moreover, our pro team holds years of experience getting our clients the travel documents they need in a timely manner.

Latest photo ID must be provided by all the Signers prior to notarizing documents. Examples combine current state-issued driver’s licenses or ID cards, military ID cards or U.S. passports. What we notarize includes – Oaths and Affirmations, Acknowledgments and Jurats, Depositions and Affidavits, Attorney’s Certifying Powers, Quitclaim Deeds, Deeds of Trust, Refinance Documents, Mortgage & Loan, Special Travel Consent for Minors, Personal Letters and Contracts, Proof Execution, Legal and Medical Documents, Journal Entries Copies, Last Will and Testament, Traffic School Documents, International Documents, Authorization by Document Custodian and more!

AZ Translation Service is a certified translation services company in Houston, providing assistance to immigrants and businesses in the area of visa, green card, citizenship application and document translations. First and foremost, Azadi Translation Service is an immigration consultancy and translation service company in Houston. Additionally, we provide assistance to immigrants in the area of visa, green card, citizenship application, as well as, document translation.

We are dedicated to providing you with the most accurate, efficient and reliable mobile notary services in Houston and other adjacent areas. We value our customers and know how to build strong, lasting relationships with customers. We take every task very seriously and get your work done in no time. Visit us today and start a fun and easy immigration application process and translation service today! See more details at legal document translation.

Asiax room fragrance for fabulous personal gifts from Singapore travel tours? If you’ve just got off the plane, don’t have to leave the airport just yet! Entertain yourself at the latest lifestyle concept, Jewel Changi Airport. This majestic dome is home to over 280 dining and retail outlets, with some open around the clock – think dining at ungodly hours at American fast-food chain A&W or food court Five Spice, or killing a couple of hours with a movie at 24-hour Shaw Theatres. You can also catch the hourly light and sound show at the HSBC Rain Vortex, the mall’s 40m-tall indoor waterfall, from 7.30pm to midnight.

Perfume can be extremely personal to the wearer, based on favorite scents and the reaction to individual body chemistry. However, if you’re looking to buy a gift that is both personal and luxurious, you can’t go wrong with perfume. This guide will outline the top five reasons to give perfume as a gift and help make the gifting process a little bit easier. Let’s be honest, we all are enamored by lovely and lushous scents and fragrances. SImply put, we are not just visual beings but we are also olfactory. Certain smell and aroma is connected to our memories. Certain fragrances are associated with a person, memory, situation and also seasons.

The most adrenalin-inducing thing to do in Singapore has got to be the G-Max Reverse Bungy, Singapore’s first ever bungy. Get launched skywards at 200 km per hour to a height of 60 metres and bounce for approximately 5 minutes. The experience is not unlike being an astronaut in a rocket launch as you sit in an open-sided ‘capsule’. Also, for a few extra dollars, riders get a T-shirt and a DVD recording of themselves in action, taken by an onboard camera.

These traditional systems focus on prevention and balance, while the modern medicine systems seeks to cure diseases and relieve symptoms. It is based on the belief that health and wellness depend on a balance between the mind, body, and spirit. Some of these ingredients are – Triphala (amla, myrobalan, and belleric myrobalan), Guggul, Boswellia (Frankincense) and hundreds of Orchids. Some of these material are part of this herbal room fragrance. See extra info on orchid perfume.

An ideal corporate gift is the one on which you can add a little message along with your branding without making the gift look weird. Singapore Memories allows you to do that with its clear box with just one side with the brand logo. You can add a sticker or a card with the branding of your company along with a message for the person to whom this gift will be given. This can come in handy when you are giving them away to your clients, colleagues and business associates reminding them about your brand and association. We use plants in so many ways for health. Most of those that come to mind are internal: teas, syrups, tinctures and capsules. While aromatherapy has become a popular health and wellness buzzword, we tend to think this healing only comes with the high cost of a tiny bottle of essential oil—not so! Long before we had the technology to distill the fragrant plant particles into liquid form, people were still able to seek wellness through aromatherapy. Walking through your flower garden in the morning, just as the first rays of sun warm its colorful petals, will transport and lift your mood. This is perhaps the first aromatherapy experience that captured humanity’s imagination.

We have been researching on Fragrant Orchids and our quest lead us to various Orchid genomes that were not only Fragrant but also Medicinal. Ancient Chinese medicine philosophy, known as the “qi” was discovered by the Yellow Emperor, father of Chinese medicine. It explores the body’s capacity to heal itself. Today’s medicines have many forms of complementary and alternative medical practices to help relieve pain. These alternative medicines have turned to the medicinal benefits of orchids discovered ages ago.

The opulent Marina Bay Sands resort complex includes a high-end luxury hotel, a mall with a canal running through it, the ArtScience Museum, and the Marina Bay Sands Skypark – a vantage point for taking in the entire city. The Skypark’s viewing deck and infinity pool are found in the ship (yes, ship) that tops the hotel. Only hotel guests are allowed to use the infinity pool, but anyone can visit the observation deck. From the Skypark, you can see the innovative double helix bridge, the port, the Gardens by the Bay, and the impressive skyline. While up there on top of the city, guests can grab a snack or a coffee at the rooftop restaurant or pick up some keepsakes from the souvenir stand. You can purchase a photo of yourself green-screened in front of the massive hotel as it’s all lit up at night, but the cost is steep: 50 Singapore dollars. Better to ask a fellow tourist to snap a photo of you. The elegant opulence of the Marina Bay Sands exemplifies Singapore’s style and status as a major international city in Southeast Asia. Read even more details at here.

Certified translation firms advices from services? When you’re looking for a local source apostille alternative, AZ Translation Services offers all the documents you require in one stop. For example, running across town or the state for certified translation, apostille certification, and a visa from a foreign consulate may not be the way you want to consume your time before a trip. Especially if it is for business or leisure. Moreover, our pro team holds years of experience getting our clients the travel documents they need in a timely manner.

Especially, when starting on the path to Citizenship can be confusing and difficult. Not only we can help with birth certificate translation but also help you with the forms for immigration too. In particular, immigration is a complicated process and individuals may be taken advantage of. Differing from our competitors we are fast, accurate and reasonable on prices. In particular, competitions may not fully understand the steps they need to take and. Equally as strangers in a different land, need help to navigate the immigration rules.

AZ Translation Service is all about making your citizenship and immigration application process easier and we provide services which include: visa petition, green card application, US citizenship application, Tax services in Houston and document translation to different languages. We serve as immigration consultants and translator who guides assists and advice immigrants on the right steps to take.

Azadi Mobile Notary Service keeps the maximum volume of errors & Omission Insurance available in Taxes. Our Notary Public will show you a copy of this Policy during notary service appointment. We schedule appointments very intelligently that there won’t even be a single skip. We’ll arrive to your preferred location 5 mins before the appointment to record affiants and signatories in a Record Book. Azadi Mobile Notary takes great pride in being professional, courteous and punctual. Find even more details on apostille in Houston.

Tax office tips and services? Convert Money From a Traditional to a Roth IRA: Withdrawals from traditional IRAs are taxed in retirement, but distributions from Roth IRAs are tax-free. Plus, Roth IRAs don’t have required minimum distributions, which can also be beneficial for those looking to reduce taxes in retirement. While money can be converted from a traditional to a Roth account prior to retirement, taxes must be paid on the converted amount. That means people might want to be careful that the amount they convert doesn’t bump them into the next tax bracket.

This is a very hot topic in 2020. Money are a big issue, as everyone knows. We will discuss about a few tax cash advance recommendations finishing with the presentation of a top professional company in US. Clearly, statistics says it right. A study released by the General Account Office of the United States, says most taxpayers benefited from hiring tax experts. To conclude, polls show people don’t want to do it on their own since they could make a mistake. Every mistake could become a penalty later. Moreover, our team annually participates in several education classes to broaden their knowledge. As a result, we are well aware of the tax law changes, because of, changes made by congress. besides, we use the best tax software to ensure you get the best tax experience.

After the employee’s debt has been paid, the procedure for stopping the garnishment will vary depending on the type of garnishment. For federal levies, employers will receive a 668-D form, for child support the employer will receive a notice or letter from the state, and creditors will send employers a “Notice of Termination/Release of Wage Garnishment Order” for creditor garnishments. Employers should have a basic understanding of garnishments and a plan in place to respond when they occur. Consider working with a professional to ensure your plan and procedures are compliant with applicable laws based on your specific situation. Using a garnishment payment service can help you remit funds to the correct agency and help protect against undue liability and lawsuits.

Additionally, these processes include payments, sales, purchases, and other plans necessary for any business. It doesn’t value whether you are running an individual small company or you hold a large organization or firm. You would always need some kind of bookkeeping, QuickBooks, and payroll services. These services are necessary for your business to manage taxes, keep the financial records stable, and for proper check and balance for all of your business transactions. Obviously, you would need some paperwork and formalities for your business. For such things, you cannot do all the jobs in your house or office. For this reason, you need to hire proper bookkeepers near Houston. Today, we will guide you on how you can get trusted and experienced bookkeeping services in Houston. We will also describe how you can get these. Discover even more details on bookkeeping service Houston.

Fund IRAs and SEPs to Allowable Limits: If you participate in an employer-sponsored individual 401(k) plan, 403(b) retirement plan, or other qualified retirement plan, the deadline for contributions is Dec. 31. However, you can still fund an IRA until April 15. If you’re younger than 50 and contributed less than $6,000 for the 2019 tax year, or you’re older than 50 and have contributed less than $7,000, you have until April 15, 2020, to invest money on a tax-sheltered basis for 2020. If some or all of your income comes from self-employment, you can set up a simplified employee pension (SEP) IRA up until the due date of your tax return, including extensions, and contribute up to 25% of your self-employment income. If you have the opportunity to choose between paying income taxes or funding your retirement, it should be an easy decision. While Roth IRA contributions are not deductible, IRA and SEP contributions are fully deductible depending upon your income, filing status, and participation in an employer plan. Income within a retirement plan – whether IRA, SEP, or 401(k) – is not taxed until you withdraw it.

Keep track of your charitable contributions: When you do good for others, you deserve to get some tax benefits. While you can include charitable contributions to qualified organizations in your itemized deductions, doing so may require a little extra documentation. For example, you can’t deduct a contribution of more than $250 unless you have a written acknowledgment from the organization. Also, noncash contributions may require different records, such as a description of what you donated and its fair market value. Be sure to get the full tax benefit of your generosity by keeping good records of all your charitable contributions to qualified organizations throughout the year.

Child and Dependent Care Tax Credit: A tax credit is so much better than a tax deduction-it reduces your tax bill dollar for dollar. So missing one is even more painful than missing a deduction that simply reduces the amount of income that’s subject to tax. But it’s easy to overlook the child and dependent care credit if you pay your child care bills through a reimbursement account at work. The law allows you to run up to $5,000 of such expenses through a tax-favored reimbursement account at work. Up to $6,000 in care expenses can qualify for the credit, but the $5,000 from a tax favored account can’t be used. So if you run the maximum $5,000 through a plan at work but spend more for work-related child care, you can claim the credit on up to an extra $1,000. That would cut your tax bill by at least $200 using the minimum 20 percent of the expenses. The credit percentage goes up for lower income households. See even more information on https://greentree.tax/.

EMV Level 2 testing and certifications services? EMVCo, which is composed of six member organizations (Visa, MasterCard, Discover, Amex, JCB and UnionPay), manages and defines the specifications for each level and ultimately certifies equipment at just levels 1 and 2. To earn level 3 EMV certification, the equipment must pass tests with each individual card brand. If your business needs to use a payment application specific to your industry, level 3 certification gets a lot more complicated.

EMV Authorization Methods In addition to using the card in the merchant’s terminal to make a purchase, Chip and Signature requires a written signature like magnetic stripe transactions. Chip and PIN is used for debit cards and may also be used for credit cards. See smart card and gold chipped supercomputer.

EMVCo is jointly owned by American Express, Discover, JCB, MasterCard, UnionPay and Visa. It manages, maintains and enhances the EMV Specifications to ensure global interoperability of chip cards with acceptance devices such as point of sale terminals and ATMs. All our EMV Kernels are EMVCo compliant and we are proud to have achieved a 100% first time pass rate.

Our aim is to help companies to complete EMV Level 2 and Level 3 contact and contactless certification smoothly and in a short time. We use any test tools that the client selected to test cards, terminals, hosts, and payment networks. We provide payment testing & certification services to assist stakeholders. We help your team to give real-time answers to technical, and non-technical EMV questions and subjects. Find more info at EMV payment services.

Window cleaning company offers cleaning recommendations on Lazy.com.sg? The best method against difficult-to-clean grease stains is to use a drop or two of a grease-cutting dishwashing detergent, such as Joy, in a cup of water. It’ll cut through the grease in the carpet just the way it does on your dishes. “Put the solution in a spray bottle and spray it on the stain,” Tarbox says. “Then blot it up.” Again, you may need to do this multiple times for larger stains.

Some cleaning tips: Eighty percent of stains can be removed using plain tap water. To remove a stain, press a clean, dry, white cloth over the stain to absorb the spill. Repeat until the spill is absorbed. Then gently work water into the stain with a damp white towel and blot until the stain is gone. Change cloths when necessary. For a particularly stubborn spot, go to the online “spot solver” resource at The Carpet and Rug Institute (the carpet manufacturers’ trade organization) to find your stain and a suggested solution. Use a fan to dry the area if it’s very wet.

Whenever you place a booking, you are charged a prepayment for cleaning services. The order you just made is then posted to our community of cleaners across Singapore. The pre-payment is held in escrow until the cleaner undertakes your order, shows up and completes the cleaning service. Only then will pre-payment be released from escrow and paid to the cleaner. See more details on cleaning services. You may reschedule all cleaning services through the app at least two days advance. The change in the appointment timing should be agreed between you and the cleaner before the change in timing.

Make a natural scented vinegar cleaning product to help around the house: Mix one part white vinegar with one part water to make a basic household spray (great for anyone suffering from allergies as it’s so gentle). Can’t stand the ‘fish and chip’ smell? Add some fresh herbs to the mixture – sage is particularly clean smelling, but you can experiment with anything that’s growing in your garden really.

Do-it-yourselfers are more likely to encounter these problems because they often don’t remove all the furniture from the room when cleaning, and they often don’t have ready access to the foam blocks and foil-backed cardboard squares that the pros use to keep the furniture off the carpet until it is dry. One carpet-cleaning method, dry extraction, isn’t technically a “dry” procedure; it’s more a “moisture-controlled” process. That is, it applies a controlled amount of moisture to clean the carpet and still leave it dry. This process is similar to the do-it-yourself “dry” method, but the equipment is larger and much more thorough. Read even more details on this website.

House builders tricks and providers in Colorado Springs? Avoid spending large amounts of money on misguided works that actually reduce the property’s value. Kerb appeal is obviously fundamental when it comes to attracting buyers, so doing anything that messes up an older building’s appearance, no matter how well-intentioned, can be counter-productive. The prime example of this is artificial stone cladding glued to the walls, which apart from looking dire has a tendency over time to start cracking with bits dropping off, blocking windows and air vents. Widening and enlarging window openings can create an instant ‘character transplant’, and putting plastic fascias and windows into period buildings is one of the quickest ways of losing money by slashing their market value.

I highly recommend sketching and planning every inch of your project before you begin. Every time you change your mind it will cost you time and ultimately money. We only have one significant change throughout our entire home renovation process and while I knew it was the best decision, it still cost us. Make up your mind and don’t change it. While I didn’t want to deal with sourcing materials on my own, I do understand why so many people pay contractors for labor only and take care of materials themselves. Contractors often have a premium that they add on top of certain items when they purchase them and you can end up paying upwards of 30% more for certain materials. It’s best to hire for labor only.

Develop A Mortgage Shopping Cart. One of the biggest decisions to make before putting a contract on a home is how to finance the purchase. Lenders aggressively compete for your mortgage business in a variety of ways. Today, you can apply for a loan over the Internet or even use a mortgage broker to shop for your loan with hundreds of lenders. When choosing a lender, compare fixed rates to fixed rates, not fixed rates to ARM’s, etc. Create a chart that lists different types of loans, fees, and at least five mortgage providers (including a mortgage broker).

Sustained efforts to enhance customer value and quality, ethical and professional service, Compliance and respect for environmental and legal requirements. Customer satisfaction has always been the prime focus of Phoenix Constructions. See even more info at House Renovations Colorado.

It can be tough to find a floor solution that stands the test of time whole being chemical, spills and stain resistant. Almost every type of flooring has some disadvantage or the other. And that’s one of the reasons as to why having stable shoes for walking on concrete is very important. An excellent choice for a variety of needs, epoxy floors seem to have fewer drawbacks and more benefits.

If you’re thinking about replacing your tile and shingle roof, maybe metal roofing is something that crossed your mind. Your roof is, after all, the most important part of your home’s structure. It’s the covering which provides protection from the elements; which prevents water, wind and hurricane damage; and stops wild animals from entering your home.

Customer satisfaction has always been the prime focus of Phoenix Constructions and this persistent focus has facilitated an in-depth understanding of changing customer needs and preferences. We have a strong and unwavering belief in exceptional design and quality construction, something that thousands of its customers will vouch for. The amenities, fixtures and materials are chosen from the finest available to compliment each project. Every project begins with a fresh perspective with the aim of bettering the standards set earlier. We are the leading home addons, home remodeling, custom home construction, roofing, flooring, siding service provider in Colorado Springs.

Cash discounting program and selling tricks? Lead with value: When reaching out to your network and potential buyers, don’t lead with a capabilities pitch. Instead, lead with an offer of something valuable. Offer to evaluate their current portfolio and make suggestions. Offer to share research you or your company recently conducted. Offer to share best practices in asset allocation you’ve discovered from your work with others in similar situations. Whatever your offer, make sure it adds value to the buyer in the initial meeting itself. Do this and you’ll generate far more conversations.

Sometimes, I’m so tired in the morning, I don’t even want to hear my own voice — let alone talk to others with it. You shouldn’t have to give yourself too much time to become productive in the morning, but you can give yourself some extra time before working directly with others. If you’re struggling to come up with a reasonable work schedule for yourself as a telecommuter, start with the solitary tasks in the morning. Save phone calls, meetings, and other collaborative work for when you’ve officially “woken up.”

Let’s Make Things Easier With an Example: A store sells baseball gloves at the price of $10 each. There’s a signage on the door that says, ‘We have a discount on cash payment while all credit card payments will be made on full price”. Now, if the payment is made via credit card, you will charge $10.5, which the customer will assume is the actual non-discounted cost of the gloves. Now let’s put this example in our previous 7 Eleven kind of store scenario. Here, we will have a 4% surcharge on credit card payment instead of $0.50 from the example because we are allowed to have a 4% charge max. So if the baseball gloves seller is doing $10k a month in credit card payments, we will tell him that instead of paying a $300 fee from your pocket, you put a 4% fee on credit card payments. See extra information on Cash Discount Agent Program.

If you use any type of transportation, ask for a senior discount. This is especially true for those who use public transportation. You could save a significant amount of money on these discounts. Joann Fabrics: On Senior Discount Day, seniors can receive 20 percent off of total purchases; must be 55 or older and discount days vary. Amazon: If you are an AARP member you can save 50 percent on certain Kindle e-books, 10 percent on Kindle e-readers, and 10 percent on audio and print books. Lowe’s: Veteran seniors can receive 10 percent off of eligible purchases .Dunkin Donuts: For those who are looking for a discount and have an AARP membership, expect a free donut with the purchase of a large beverage here. iHop: Senior discounts here are on meal prices and drinks. Up to 10 percent off is provided.

Highlight your strengths and differentiators that set you apart from the competition. Motivate prospective customers to learn more. Your value proposition should be comprehensive, yet brief, and solve specific pain points for the customer. When possible, quantify value for your customers—provide a concrete and tangible ROI. And of course, continually reinforce your values to the customer. Read additional info at https://fs10.formsite.com/Clear-Portland/totalmerchantservices/index.html.

How to avoid wine fraud with Jason Arnold? Jason Arnold is a wine connoisseur, who has deep knowledge of the subject of wine. His knowledge goes deeper than knowing how to drink wine or simply having a deep appreciation. For example, he has the ability to assess a young wine and know its aging potential. Jason Murray Arnold is available to assist collectors with the purchase of quality selections and vintages.

When you need a true expert in the wine business, look no further. Jason Murray Arnold has made numerous five figure acquisitions of wine and is quite knowledgeable about all aspects of the wine business. He is what you would traditionally call a sommelier. Here we will talk about avoiding wine fraud.

Bordeaux corks are typically 52-55mm long, and are branded, rather than inked. Check for ‘Ah-so’ marks – the grooves left in the side of a cork by a two-pronged cork puller. For corks made from agglomerate, look for dirt under the capsule masking the cork. A hand-blown bottle from the 19th century tends to wobble on a flat surface. Post-1930, French bottles should have their capacity – eg 75cl – embossed somewhere on the glass. Wine sediment is hard to fake, so check for its presence, size and general appearance. Is it too chunky? Some fake sediment sparkles like glitter under light.

Quality auction houses take every precaution to stop wine fraud, but sometimes, their efforts aren’t enough. Last year, a popular auction house was accused of trying to sell counterfeit wine to customers, and was stopped when a sharp-eyed expert caught the attempted fraud. Years ago, the auction house had successfully sold an authentic bottle of 1949 Domaine de la Romanee Conti La Tache, so when a collector brought that same bottle of wine to the auction house for resale, the auction house didn’t expect the bottle to be counterfeit. The first time the bottle sold at auction, the pour line was relatively low (which is common for old wines), but when the bottle went through the auction house again years later, the pour line was much higher. Experts suspected that one of the bottle’s previous owners had added wine to the bottle. See extra information on Jason Murray Arnold Fraud in the wine industry.

When you’re ready to make an investment in fine wine, the last thing you want is to end up with fake bottles of it. To help you avoid wine fraud, we’ve put together a list of the most common scams and what you can do to prevent falling prey to them. So, you’ve found some great bottles of wine and the wine checks out. This is great news! But if you end up paying too much for your wine, especially if you’re expecting it to appreciate over time, you could end up being surprised down the road. If someone gouges up the price of your wine and you pay over the odds for it, it will cancel out your profit in the future.

Purchase cryptocurrency with SOFORT bank transfers? So here we have the European offshoot of Binance, Binance Jersey. This is the second exchange launched by Binance. And it was launched to help European users get into Binance depositing funds from their bank accounts. So Binance Jersey is a perfect option for anyone that wants to buy Bitcoin with a bank transfer. But they are only open for European users. So Americans have to use Binance US and the rest should use traditional Binance.

Technically speaking, cryptocurrencies are transactions or entries targeted in a restricted database. Specific conditions must be met to modify these transactions. Created with cryptography, transactions are protected with mathematics, not with people. Transactions are published in a database, but it is a special type of database that is shared is a peer-to-peer network.

Most beginners make one common mistake: buying a coin because it’s price seems to be low or what they consider affordable. Take, for example, someone who goes for Ripple instead of Ethereum simply because the latter is much cheaper. The decision to invest in a coin should have very little to do with its affordability but a lot to do with its market cap. Just like the conventional stocks are gauged by their market caps, which is evaluated using the formula Current Market Price X Total Number of Outstanding Shares, the same applies to cryptocurrencies.

You are required to undergo an intensive verification process to be able to use Klarna (SOFORT) as a purchase method, with buying limits standing at €1.000 daily and €5.000 monthly. LiteBit is another platform where you can purchase bitcoins without registering an account. The Klarna (SOFORT) payment would cost you 2.89% of the transaction value, while blockchain costs equal to 2.5% of the value you wish to get from the broker. Read more info at buy bitcoin with sofort banking.

Take your time to educate yourself and understand what you’re investing in. Cryptocurrencies are not shares like stocks. You have no ownership in the company and receive no dividends. If a company issues a cryptocurrency, then it is very possible for the company to profit or get acquired, with no benefit to you. A company can be doing very well, yet their coin can drop. The only exception here may be security tokens which can grant ownership to their investors. But even then, it’s up to the guidelines of the offering.

Cryptocurrency wallets are software programs that store your public and private keys and interface with various blockchains so users can monitor their balance, send money and conduct other operations. When a person sends you bitcoins or any other type of digital currency, they are essentially signing off ownership of the coins to your wallet’s address. To be able to spend those coins and unlock the funds, the private key stored in your wallet must match the public address the currency is assigned to. If the public and private keys match, the balance in your digital wallet will increase, and the senders will decrease accordingly. There is no actual exchange of real coins. The transaction is signified merely by a transaction record on the blockchain and a change in balance in your cryptocurrency wallet.

During an ICO (Initial Coin Offering), startups offer the general public an early chance to invest in their idea through a crowded sale. In return, these investors are allocated tokens at a lower price with a promise to sell them at a much higher price when listed on an exchange. Time has proven that ICOs can quite successful with records showing that some tokens ended up more than ten times the value of the projected returns. But what’s the catch in this, you might ask… ICOs have attracted a large number of investors clearly due to their high returns; however, another large number of ICOs have turned out to be total scams. People have lost millions worth of investments. See extra information on https://www.smartbitcoininvestments.com/.