New condos in Bellevue, WA with apartment buyer tricks? Selecting a lender is a matter of personal preference. Many people often shop around, looking for a lender that offers the lowest rate. More often, however, people will choose a lender based on a referral from an agent or friend. Most lending institutions will offer the same basic programs, such as FHA, VA, conventional fixed rate, etc.; and most will meet or beat another lender’s rates. What usually separates one lender from another is their “niche” product. An example would be a lending institution that specializes in low down payments, as compared to another that specializes in self-employment financing. Most agents will be able to point you in the right direction based on your particular situation.

Overlooking FHA, VA and USDA loans. First-time buyers might be cash-strapped in this environment of rising home prices. And if you have little saved for a down payment or your credit isn’t stellar, you might have a hard time qualifying for a conventional loan. How this affects you: You might assume you have no financing options and delay your home search. What to do instead: Look into one of the three government-insured loan programs backed by the Federal Housing Administration (FHA loans), U.S. Department of Veterans Affairs (VA loans) and U.S Department of Agriculture (USDA loans). Here’s a brief overview of each: FHA loans require just 3.5 percent down with a minimum 580 credit score. FHA loans can fill the gap for borrowers who don’t have top-notch credit or little money saved up. The major drawback to these loans, though, is mandatory mortgage insurance, paid both annually and upfront at closing. VA loans are backed by the VA for eligible active-duty and veteran military service members and their spouses. These loans don’t require a down payment, but some borrowers may pay a funding fee. VA loans are offered through private lenders, and come with a cap on lender fees to keep borrowing costs affordable.

Constructed with lifestyle, location, and attainable home ownership in mind, JADE serves as a symbol of what’s next for Kirkland—and the greater Seattle metro area. JADE will feature 136 homes from below $400,000 to more than $1M. Occupancy 2021. With interiors designed by the award-winning Sechrist Design Associates, the inspired residences will feature voluminous 9-foot ceilings, expansive window walls, outdoor terraces and balconies, and luxurious finish appointments including European-modeled cabinets, quartz countertops, and stainless appliances. Explore a collection of one-, urban one-, and two-bedroom homes ranging from an efficient size of approximately 600 to over 1,200 sq. ft. See additional details on https://www.jadekirkland.com/sales-gallery/.

This should be a necessity for anyone who is buying real estate. You don’t want to buy a home that has a crack in the foundation or needs a new roof. A home inspection can spot these and other things that are wrong with the house, which gives you far more negotiating power, and it gives you a reasonable idea of what to expect in terms of expenses for the future. What type of storage space does the estate have? Is it a luxury home with plenty of space, or is it going to be a tight squeeze when you move all of your stuff in? This is important as you begin your home search, you want to set proper expectations for how much room you’ll really need.

As attendees learned about the modern homes, premier finishes, and numerous amenities, Terrene Urban Founder Wade Metz announced that JADE, formerly released to sale for one- and two-bedroom condominiums, will now have a three-bedroom option for sale in the near future. This announcement and the exhibition of homes and interior design fostered a great deal of enthusiasm among brokers, who specifically remarked on the residences’ kitchens, waterfall countertops, and the ideal location in Kirkland. Interested buyers will now be able to tour the same gallery with an additional public open house this Saturday, from 10 a.m. until 6 p.m.

JADE is a unique and internationally-inspired collection of condominiums anchored within Kirkland’s natural beauty and fully connected with in-city convenience. Designed by Johnson Braund Architects, the active community will have six stories with expansive glass windows, and over 60 percent of condos will feature extended outdoor spaces. Constructed with lifestyle, location, and attainable home ownership in mind, JADE serves as a symbol of what’s next for Kirkland—and the greater Seattle metro area. Address: 11903 NE 128th St. | Kirkland, Washington 98034. Find even more details on https://www.jadekirkland.com/.